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This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
LIC Housing Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹310,236 Mil.
LIC Housing Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹72,949 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIC Housing Finance EV-to-EBIT Related Terms
LIC Housing Finance EV-to-EBIT Historical Data
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The historical data trend for LIC Housing Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:LICHSGFIN vs RKT, FNMA, PFSI: EV-to-EBIT Comparison
For the Mortgage Finance subindustry, LIC Housing Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LIC Housing Finance EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, LIC Housing Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where LIC Housing Finance's EV-to-EBIT falls into.
LIC Housing Finance's current Enterprise Value is ₹2,954,429 Mil.
LIC Housing Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹72,949 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIC Housing Finance (NSE:LICHSGFIN) has a EV-to-EBIT of 40.50 as of Sep. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on LIC Housing Finance and its competitors. According to the industry distribution chart, LIC Housing Finance ranks #999999 out of 607 companies in the Banks industry.
Is LIC Housing Finance's EV-to-EBIT too high?
LIC Housing Finance's current EV-to-EBIT is 40.50. The Banks industry median EV-to-EBIT is 8.75. LIC Housing Finance's value of 40.50 is 362.9% above this industry median. Based on the distribution chart, LIC Housing Finance ranks #999999 out of 607 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LIC Housing Finance has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, LIC Housing Finance ranks #999999 out of 607 companies for EV-to-EBIT. This places LIC Housing Finance in the lower half of its industry. The industry median EV-to-EBIT is 8.75. LIC Housing Finance's value of 40.50 is 362.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 8.75, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LIC Housing Finance's current EV-to-EBIT of 40.50 is 362.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on LIC Housing Finance and its competitors. For the Banks industry, the median EV-to-EBIT is 8.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LIC Housing Finance's current EV-to-EBIT is 40.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (NSE:LICHSGFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹462.15, compared to a current price of ₹568.00 — trading 22.9% above its estimated fair value. The current EV-to-EBIT is 40.50 and 362.9% above the Banks industry median of 8.75. LIC Housing Finance's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For LIC Housing Finance (NSE:LICHSGFIN), the current EV-to-EBIT is 40.50 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LIC Housing Finance (NSE:LICHSGFIN) Overvalued in 2026?
Based on GuruFocus' analysis, LIC Housing Finance stock appears to be overvalued.
The current stock price of ₹568.00 is trading 22.9% above its estimated GF Value™ of ₹462.15.
GuruFocus considers LIC Housing Finance to be Modestly Overvalued.
Key valuation signals for NSE:LICHSGFIN:
EV-to-EBIT: 40.50
GF Value™: ₹462.15 vs. price of ₹568.00 (22.9% above fair value)
Industry Position: 362.9% above the Banks median (#999999 of 607)
No single metric tells the full story. See the NSE:LICHSGFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
67GF Score
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EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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