LIC Housing Finance (NSE:LICHSGFIN) ROCE %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:LICHSGFIN LIC Housing Finance Ltd NSE:LICHSGFIN
72 GF Score
Price ₹538.60
GF Value ₹609.28
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance ROCE %?

LIC Housing Finance NSE:LICHSGFIN -1.82% 72 ROCE % is % as of Mar. 2026. GuruFocus rates NSE:LICHSGFIN with a GF Score™ of 72/100 and a GF Value™ of ₹609.28 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

NSE:LICHSGFIN
72GF Score
LIC Housing Finance Ltd NSE:LICHSGFIN
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
LIC Housing Finance (NSE:LICHSGFIN) has a ROCE % of % as of Mar. 2026.
Is LIC Housing Finance's ROCE % too high?
LIC Housing Finance's current ROCE % is %. Overall, LIC Housing Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's ROCE % compare to RKT and FNMA?
LIC Housing Finance's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.08, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LIC Housing Finance's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (NSE:LICHSGFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹609.28, compared to a current price of ₹538.60 — trading 11.6% below its estimated fair value. The current ROCE % is %. LIC Housing Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For LIC Housing Finance (NSE:LICHSGFIN), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (NSE:LICHSGFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹538.60 is trading 11.6% below its estimated GF Value™ of ₹609.28. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for NSE:LICHSGFIN:

  • ROCE %: %
  • GF Value™: ₹609.28 vs. price of ₹538.60 (11.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICHSGFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LIC Housing Finance Business Description

Other Exchanges 500253:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
72GF Score

Get the complete analysis for NSE:LICHSGFIN

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹538.60
Price
₹609.28
GF Value