LIC Housing Finance (NSE:LICHSGFIN) EPS (Basic): ₹101.88 (TTM As of Mar. 2026)


NSE:LICHSGFIN LIC Housing Finance Ltd NSE:LICHSGFIN
72 GF Score
Price ₹541.20
GF Value ₹606.88
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance EPS (Basic)?

LIC Housing Finance NSE:LICHSGFIN -1.33% 72 EPS (Basic) is ₹101.88 as of Mar. 2026. GuruFocus rates NSE:LICHSGFIN with a GF Score™ of 72/100 and a GF Value™ of ₹606.88 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LIC Housing Finance's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₹27.13. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹101.88.

LIC Housing Finance's EPS (Diluted) for the three months ended in Mar. 2026 was ₹27.13. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹101.88.

LIC Housing Finance's EPS without NRI for the three months ended in Mar. 2026 was ₹27.13. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 101.88.

During the past 12 months, LIC Housing Finance's average EPS without NRIGrowth Rate was 3.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 24.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 19.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, LIC Housing Finance's highest 3-Year average EPS without NRI Growth Rate was 36.60% per year. The lowest was -3.70% per year. And the median was 14.70% per year.

LIC Housing Finance  (NSE:LICHSGFIN) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

LIC Housing Finance EPS (Basic) Related Terms

LIC Housing Finance EPS (Basic) Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance EPS (Basic) Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.12 52.55 86.53 98.95 101.87

LIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.97 24.80 24.53 25.42 27.13
NSE:LICHSGFIN
72GF Score
LIC Housing Finance Ltd NSE:LICHSGFIN
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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LIC Housing Finance EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

LIC Housing Finance's Basic EPS for the fiscal year that ended in Mar. 2026 is calculated as

Basic EPS (A: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(56036.7-0)/550.080
=101.87

LIC Housing Finance's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(14925.4-0)/550.144
=27.13

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹101.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₹101.88 mean?
LIC Housing Finance (NSE:LICHSGFIN) has a EPS (Basic) of ₹101.88 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on LIC Housing Finance and its competitors.
Is LIC Housing Finance's EPS (Basic) too high?
LIC Housing Finance's current EPS (Basic) is ₹101.88. Overall, LIC Housing Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's EPS (Basic) compare to RKT and FNMA?
LIC Housing Finance's EPS (Basic) of ₹101.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on LIC Housing Finance and its competitors. LIC Housing Finance's current EPS (Basic) is ₹101.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (NSE:LICHSGFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹606.88, compared to a current price of ₹541.20 — trading 10.8% below its estimated fair value. The current EPS (Basic) is ₹101.88. LIC Housing Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For LIC Housing Finance (NSE:LICHSGFIN), the current EPS (Basic) is ₹101.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (NSE:LICHSGFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹541.20 is trading 10.8% below its estimated GF Value™ of ₹606.88. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for NSE:LICHSGFIN:

  • EPS (Basic): ₹101.88
  • GF Value™: ₹606.88 vs. price of ₹541.20 (10.8% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICHSGFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LIC Housing Finance Business Description

Other Exchanges 500253:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
72GF Score

Get the complete analysis for NSE:LICHSGFIN

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹541.20
Price
₹606.88
GF Value