LIC Housing Finance (NSE:LICHSGFIN) Shareholder Yield % : -23.36% (As of Mar. 2026)

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NSE:LICHSGFIN LIC Housing Finance Ltd NSE:LICHSGFIN
72 GF Score
Price ₹538.60
GF Value ₹609.28
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance Shareholder Yield %?

LIC Housing Finance NSE:LICHSGFIN -1.82% 72 Shareholder Yield % is -23.36% as of Mar. 2026. GuruFocus rates NSE:LICHSGFIN with a GF Score™ of 72/100 and a GF Value™ of ₹609.28 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,495 Banks companies, LIC Housing Finance ranks worse than 86.29% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, LIC Housing Finance's Shareholder Yield % was -23.36%.


LIC Housing Finance  (NSE:LICHSGFIN) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


LIC Housing Finance Shareholder Yield % Related Terms


LIC Housing Finance Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance Shareholder Yield % Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -95.92 -141.16 -36.48 -58.26 -25.94

LIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -58.26 -53.09 -48.63 -50.92 -25.94

NSE:LICHSGFIN vs RKT, FNMA, PFSI: Shareholder Yield % Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LIC Housing Finance Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's Shareholder Yield % falls into.


NSE:LICHSGFIN
72GF Score
LIC Housing Finance Ltd NSE:LICHSGFIN
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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LIC Housing Finance Shareholder Yield % Calculation

LIC Housing Finance's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.02 %+0.00 %+-27.96 %
=-25.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -23.36% mean?
LIC Housing Finance (NSE:LICHSGFIN) has a Shareholder Yield % of -23.36% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on LIC Housing Finance and its competitors. According to the industry distribution chart, LIC Housing Finance ranks #1290 out of 1495 companies in the Banks industry, placing it in the top 86.3%.
Is LIC Housing Finance's Shareholder Yield % too high?
LIC Housing Finance's current Shareholder Yield % is -23.36%. Based on the distribution chart, LIC Housing Finance ranks #1290 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LIC Housing Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's Shareholder Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, LIC Housing Finance ranks #1290 out of 1495 companies for Shareholder Yield %. This places LIC Housing Finance in the lower half of its industry. The industry median Shareholder Yield % is 1.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.50, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on LIC Housing Finance and its competitors. For the Banks industry, the median Shareholder Yield % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LIC Housing Finance's current Shareholder Yield % is -23.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (NSE:LICHSGFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹609.28, compared to a current price of ₹538.60 — trading 11.6% below its estimated fair value. The current Shareholder Yield % is -23.36%. LIC Housing Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For LIC Housing Finance (NSE:LICHSGFIN), the current Shareholder Yield % is -23.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (NSE:LICHSGFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹538.60 is trading 11.6% below its estimated GF Value™ of ₹609.28. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for NSE:LICHSGFIN:

  • Shareholder Yield %: -23.36%
  • GF Value™: ₹609.28 vs. price of ₹538.60 (11.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICHSGFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LIC Housing Finance Business Description

Other Exchanges 500253:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
72GF Score

Get the complete analysis for NSE:LICHSGFIN

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹538.60
Price
₹609.28
GF Value