LIC Housing Finance (NSE:LICHSGFIN) Quality Rank

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:LICHSGFIN LIC Housing Finance Ltd NSE:LICHSGFIN
75 GF Score
Price ₹497.00
GF Value ₹599.53
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

LIC Housing Finance Quality Rank Related Terms

NSE:LICHSGFIN
75GF Score
LIC Housing Finance Ltd NSE:LICHSGFIN
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is LIC Housing Finance (NSE:LICHSGFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹497.00 is trading 17.1% below its estimated GF Value™ of ₹599.53. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for NSE:LICHSGFIN:

  • Quality Rank:
  • GF Value™: ₹599.53 vs. price of ₹497.00 (17.1% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the NSE:LICHSGFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LIC Housing Finance Business Description

Other Exchanges 500253:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
75GF Score

Get the complete analysis for NSE:LICHSGFIN

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹497.00
Price
₹599.53
GF Value