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RLIRLI +0.84%81 EV-to-EBIT is 11.27 as of Jul. 29, 2026, which is 34% below its 10-year median of 17.13. GuruFocus rates RLI with a GF Score™ of 81/100 and a GF Value™ of $76.78 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 345 Insurance companies, RLI ranks worse than 62.61% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, RLI's Enterprise Value is $6,290 Mil.
RLI's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $558 Mil. Therefore, RLI's EV-to-EBIT for today is 11.27.
The historical rank and industry rank for RLI's EV-to-EBIT or its related term are showing as below:
RLI'
s EV-to-EBIT Range Over the Past 10 Years
Min: 5.66 Med: 17.13 Max: 51.04
Current: 11.27
During the past 13 years, the highest EV-to-EBIT of RLI was 51.04. The lowest was 5.66. And the median was 17.13.
RLI's EV-to-EBIT is ranked worse than 62.61% of 345
companies
in the Insurance industry
Industry Median: 8.74
vs RLI: 11.27
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
RLI's Enterprise Value for the quarter that ended in Jun. 2026 was $5,686 Mil.
RLI's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $558 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RLI EV-to-EBIT Related Terms
RLI EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for RLI's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, RLI's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RLI EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, RLI's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where RLI's EV-to-EBIT falls into.
RLI's current Enterprise Value is $6,290 Mil.
RLI's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $558 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RLI (RLI) has a EV-to-EBIT of 11.27 as of Jul. 29, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on RLI and its competitors. This is 34% below median its historical median of 17.13. Over the past decade, RLI's EV-to-EBIT has ranged from 5.66 to 51.04. According to the industry distribution chart, RLI ranks #216 out of 345 companies in the Insurance industry, placing it in the top 62.6%.
Is RLI's EV-to-EBIT too high?
RLI's current EV-to-EBIT of 11.27 is 34% below median its 10-year median of 17.13. Over the past 10 years, this metric has ranged from a low of 5.66 to a high of 51.04. The Insurance industry median EV-to-EBIT is 8.74. RLI's value of 11.27 is 28.9% above this industry median. Based on the distribution chart, RLI ranks #216 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, RLI has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does RLI's EV-to-EBIT compare to SIGI and WTM?
According to the Insurance industry distribution chart, RLI ranks #216 out of 345 companies for EV-to-EBIT. This places RLI in the lower half of its industry. The industry median EV-to-EBIT is 8.74. RLI's value of 11.27 is 28.9% above this benchmark. Historically, RLI's own EV-to-EBIT has ranged from 5.66 to 51.04 over the past decade. While the company's 10-year median is 17.13 vs. the industry median of 8.74, RLI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.74, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RLI's current EV-to-EBIT of 11.27 is 28.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on RLI and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RLI's current EV-to-EBIT is 11.27, which is 34% below median its own 10-year median of 17.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RLI stock overvalued right now?
Based on GuruFocus' analysis, RLI (RLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $76.78, compared to a current price of $65.65 — trading 14.5% below its estimated fair value. The current EV-to-EBIT is 11.27, which is 34% below median its 10-year median of 17.13 and 28.9% above the Insurance industry median of 8.74. RLI's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For RLI (RLI), the current EV-to-EBIT is 11.27 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RLI (RLI) Overvalued in 2026?
Based on GuruFocus' analysis, RLI stock appears to be undervalued.
The current stock price of $65.65 is trading 14.5% below its estimated GF Value™ of $76.78.
GuruFocus considers RLI to be Modestly Undervalued.
Key valuation signals for RLI:
EV-to-EBIT: 11.27 (34% below median its 10-year median of 17.13)
GF Value™: $76.78 vs. price of $65.65 (14.5% below fair value)
Industry Position: 28.9% above the Insurance median (#216 of 345)
No single metric tells the full story. See the RLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RLI Corp underwrites property and casualty insurance through its subsidiaries. The company offers insurance coverage in the specialty admitted market, where the products are designed for special risks. It also offers products in the excess and surplus markets, which provides an alternative for customers with risks or loss exposures that generally cannot be written in the standard admitted market. RLI distributes property and casualty insurance through its wholly-owned branch offices that market to wholesale and retail producers. The company's insurance operation segments include Casualty, Property, and Surety, and it derives a majority of its revenue from the Casualty segment.
81GF Score
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