Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
RLIRLI +0.68%80 EV-to-OCF is 11.60 as of Aug. 13, 2026, which is 22% below its 10-year median of 14.89. GuruFocus rates RLI with a GF Score™ of 80/100 and a GF Value™ of $83.74 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 505 Insurance companies, RLI ranks worse than 67.52% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, RLI's Enterprise Value is $6,079 Mil.
RLI's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $524 Mil. Therefore, RLI's EV-to-OCF for today is 11.60.
The historical rank and industry rank for RLI's EV-to-OCF or its related term are showing as below:
RLI'
s EV-to-OCF Range Over the Past 10 Years
Min: 8.53 Med: 14.89 Max: 26.27
Current: 11.6
During the past 13 years, the highest EV-to-OCF of RLI was 26.27. The lowest was 8.53. And the median was 14.89.
RLI's EV-to-OCF is ranked worse than 67.52% of 505
companies
in the Insurance industry
Industry Median: 6.56
vs RLI: 11.60
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-08-13), RLI's stock price is $63.355.
RLI's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $4.757. Therefore, RLI's PE Ratio (TTM) for today is 13.32.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
RLI's share price for today is $63.355.
RLI's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.757.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
RLI EV-to-OCF Related Terms
RLI EV-to-OCF Historical Data
* Premium members only.
The historical data trend for RLI's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, RLI's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RLI EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, RLI's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where RLI's EV-to-OCF falls into.
RLI's current Enterprise Value is $6,079 Mil.
RLI's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $524 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RLI (RLI) has a EV-to-OCF of 11.60 as of Aug. 13, 2026. This is 22% below median its historical median of 14.89. Over the past decade, RLI's EV-to-OCF has ranged from 8.53 to 26.27. According to the industry distribution chart, RLI ranks #341 out of 505 companies in the Insurance industry, placing it in the top 67.5%.
Is RLI's EV-to-OCF too high?
RLI's current EV-to-OCF of 11.60 is 22% below median its 10-year median of 14.89. Over the past 10 years, this metric has ranged from a low of 8.53 to a high of 26.27. The Insurance industry median EV-to-OCF is 6.56. RLI's value of 11.60 is 76.8% above this industry median. Based on the distribution chart, RLI ranks #341 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, RLI has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does RLI's EV-to-OCF compare to SIGI and WTM?
According to the Insurance industry distribution chart, RLI ranks #341 out of 505 companies for EV-to-OCF. This places RLI in the lower half of its industry. The industry median EV-to-OCF is 6.56. RLI's value of 11.60 is 76.8% above this benchmark. Historically, RLI's own EV-to-OCF has ranged from 8.53 to 26.27 over the past decade. While the company's 10-year median is 14.89 vs. the industry median of 6.56, RLI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.56, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RLI's current EV-to-OCF of 11.60 is 76.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RLI's current EV-to-OCF is 11.60, which is 22% below median its own 10-year median of 14.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RLI stock overvalued right now?
Based on GuruFocus' analysis, RLI (RLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $83.74, compared to a current price of $63.36 — trading 24.3% below its estimated fair value. The current EV-to-OCF is 11.60, which is 22% below median its 10-year median of 14.89 and 76.8% above the Insurance industry median of 6.56. RLI's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For RLI (RLI), the current EV-to-OCF is 11.60 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RLI (RLI) Overvalued in 2026?
Based on GuruFocus' analysis, RLI stock appears to be undervalued.
The current stock price of $63.36 is trading 24.3% below its estimated GF Value™ of $83.74.
GuruFocus considers RLI to be Modestly Undervalued.
Key valuation signals for RLI:
EV-to-OCF: 11.60 (22% below median its 10-year median of 14.89)
GF Value™: $83.74 vs. price of $63.36 (24.3% below fair value)
Industry Position: 76.8% above the Insurance median (#341 of 505)
No single metric tells the full story. See the RLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RLI Corp underwrites property and casualty insurance through its subsidiaries. The company offers insurance coverage in the specialty admitted market, where the products are designed for special risks. It also offers products in the excess and surplus markets, which provides an alternative for customers with risks or loss exposures that generally cannot be written in the standard admitted market. RLI distributes property and casualty insurance through its wholly-owned branch offices that market to wholesale and retail producers. The company's insurance operation segments include Casualty, Property, and Surety, and it derives a majority of its revenue from the Casualty segment.
80GF Score
Get the complete analysis for RLI
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RLI has been successfully added to your 
