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RLIRLI +2.64%79 Forward PE Ratio is 21.42 as of Jul. 16, 2026. GuruFocus rates RLI with a GF Score™ of 79/100 and a GF Value™ of $77.35 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 274 Insurance companies, RLI ranks worse than 87.59% on this metric.
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
RLI Forward PE Ratio Related Terms
RLI Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for RLI's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RLI Forward PE Ratio Chart
RLI Annual Data
Trend
2015-12
2016-12
2017-12
2018-12
2019-12
2020-12
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
27.47
29.41
27.93
30.30
34.48
38.61
30.49
28.74
25.51
25.98
21.11
RLI Quarterly Data
2015-12
2016-03
2016-06
2016-09
2016-12
2017-03
2017-06
2017-09
2017-12
2018-03
2018-06
2018-09
2018-12
2019-03
2019-06
2019-09
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
27.47
29.85
28.74
30.77
29.41
27.93
25.91
28.01
27.93
28.99
29.07
32.79
30.30
29.94
34.13
37.04
34.48
32.57
33.56
32.89
38.61
40.49
36.63
28.90
30.49
29.07
28.25
22.99
28.74
29.41
27.32
27.47
25.51
28.65
25.51
25.25
25.98
26.02
23.34
20.67
21.11
19.82
RLI vs WTM, SIGI, MCY: Forward PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, RLI's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RLI Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, RLI's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where RLI's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
RLI (RLI) has a Forward PE Ratio of 21.42 as of Jul. 16, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on RLI and its competitors. According to the industry distribution chart, RLI ranks #240 out of 274 companies in the Insurance industry, placing it in the top 87.6%.
Is RLI's Forward PE Ratio too high?
RLI's current Forward PE Ratio is 21.42. The Insurance industry median Forward PE Ratio is 11.64. RLI's value of 21.42 is 84.1% above this industry median. Based on the distribution chart, RLI ranks #240 out of 274 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, RLI has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does RLI's Forward PE Ratio compare to WTM and SIGI?
According to the Insurance industry distribution chart, RLI ranks #240 out of 274 companies for Forward PE Ratio. This places RLI in the lower half of its industry. The industry median Forward PE Ratio is 11.64. RLI's value of 21.42 is 84.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.64, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RLI's current Forward PE Ratio of 21.42 is 84.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on RLI and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RLI's current Forward PE Ratio is 21.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RLI stock overvalued right now?
Based on GuruFocus' analysis, RLI (RLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $77.35, compared to a current price of $59.58 — trading 23% below its estimated fair value. The current Forward PE Ratio is 21.42 and 84.1% above the Insurance industry median of 11.64. RLI's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For RLI (RLI), the current Forward PE Ratio is 21.42 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RLI (RLI) Overvalued in 2026?
Based on GuruFocus' analysis, RLI stock appears to be undervalued.
The current stock price of $59.58 is trading 23% below its estimated GF Value™ of $77.35.
GuruFocus considers RLI to be Modestly Undervalued.
Key valuation signals for RLI:
Forward PE Ratio: 21.42
GF Value™: $77.35 vs. price of $59.58 (23% below fair value)
Industry Position: 84.1% above the Insurance median (#240 of 274)
No single metric tells the full story. See the RLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RLI Corp underwrites property and casualty insurance through its subsidiaries. The company offers insurance coverage in the specialty admitted market, where the products are designed for special risks. It also offers products in the excess and surplus markets, which provides an alternative for customers with risks or loss exposures that generally cannot be written in the standard admitted market. RLI distributes property and casualty insurance through its wholly-owned branch offices that market to wholesale and retail producers. The company's insurance operation segments include Casualty, Property, and Surety, and it derives a majority of its revenue from the Casualty segment.
79GF Score
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Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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