RLIRLI +4.41%71 OCF Yield % is 10.46 as of Jun. 27, 2026, which is 54% above its 10-year median of 6.81. GuruFocus rates RLI with a GF Score™ of 71/100 and a GF Value™ of $77.35 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, RLI ranks better than 58.73% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The historical rank and industry rank for RLI's OCF Yield % or its related term are showing as below:
RLI'
s OCF Yield % Range Over the Past 10 Years
Min: 3.91 Med: 6.81 Max: 12.24
Current: 10.46
During the past 13 years, the highest OCF Yield % of RLI was 12.24%. The lowest was 3.91%. And the median was 6.81%.
RLI's OCF Yield % is ranked better than 58.73% of 504
companies
in the Insurance industry
Industry Median: 8.045
vs RLI: 10.46
RLI's OCF Margin % for the quarter that ended in Mar. 2026 was %.
RLI OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
RLI OCF Yield % Related Terms
RLI OCF Yield % Historical Data
* Premium members only.
The historical data trend for RLI's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, RLI's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RLI OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, RLI's OCF Yield % distribution charts can be found below:
* The bar in red indicates where RLI's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RLI (RLI) has a OCF Yield % of 10.46 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on RLI and its competitors. This is 54% above median its historical median of 6.81. Over the past decade, RLI's OCF Yield % has ranged from 3.91 to 12.24. According to the industry distribution chart, RLI ranks #208 out of 504 companies in the Insurance industry, placing it in the top 41.3%.
Is RLI's OCF Yield % too high?
RLI's current OCF Yield % of 10.46 is 54% above median its 10-year median of 6.81. Over the past 10 years, this metric has ranged from a low of 3.91 to a high of 12.24. The Insurance industry median OCF Yield % is 8.05. RLI's value of 10.46 is 30% above this industry median. Based on the distribution chart, RLI ranks #208 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, RLI has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does RLI's OCF Yield % compare to LMND and WTM?
According to the Insurance industry distribution chart, RLI ranks #208 out of 504 companies for OCF Yield %. This puts RLI in the upper half of its industry. The industry median OCF Yield % is 8.05. RLI's value of 10.46 is 30% above this benchmark. Historically, RLI's own OCF Yield % has ranged from 3.91 to 12.24 over the past decade. While the company's 10-year median is 6.81 vs. the industry median of 8.05, RLI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.05, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RLI's current OCF Yield % of 10.46 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on RLI and its competitors. For the Insurance industry, the median OCF Yield % is 8.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RLI's current OCF Yield % is 10.46, which is 54% above median its own 10-year median of 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RLI stock overvalued right now?
Based on GuruFocus' analysis, RLI (RLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $77.35, compared to a current price of $57.56 — trading 25.6% below its estimated fair value. The current OCF Yield % is 10.46, which is 54% above median its 10-year median of 6.81 and 30% above the Insurance industry median of 8.05. RLI's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For RLI (RLI), the current OCF Yield % is 10.46 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RLI (RLI) Overvalued in 2026?
Based on GuruFocus' analysis, RLI stock appears to be undervalued.
The current stock price of $57.56 is trading 25.6% below its estimated GF Value™ of $77.35.
GuruFocus considers RLI to be Modestly Undervalued.
Key valuation signals for RLI:
OCF Yield %: 10.46 (54% above median its 10-year median of 6.81)
GF Value™: $77.35 vs. price of $57.56 (25.6% below fair value)
Industry Position: 30% above the Insurance median (#208 of 504)
No single metric tells the full story. See the RLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RLI Corp underwrites property and casualty insurance through its subsidiaries. The company offers insurance coverage in the specialty admitted market, where the products are designed for special risks. It also offers products in the excess and surplus markets, which provides an alternative for customers with risks or loss exposures that generally cannot be written in the standard admitted market. RLI distributes property and casualty insurance through its wholly-owned branch offices that market to wholesale and retail producers. The company's insurance operation segments include Casualty, Property, and Surety, and it derives a majority of its revenue from the Casualty segment.
71GF Score
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