RLI (RLI) ROE % Adjusted to Book Value: 4.21% (As of Mar. 2026)


RLI RLI Corp RLI
71 GF Score
Price $57.56
GF Value $77.35
Valuation Modestly Undervalued
! 2 Warning Signs
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What is RLI ROE % Adjusted to Book Value?

RLI RLI +4.41% 71 ROE % Adjusted to Book Value is 4.21% as of Mar. 2026. GuruFocus rates RLI with a GF Score™ of 71/100 and a GF Value™ of $77.35 (Modestly Undervalued). The stock has 2 warning signs investors should review.

RLI's ROE % for the quarter that ended in Mar. 2026 was 12.28%. RLI's PB Ratio for the quarter that ended in Mar. 2026 was 2.92. RLI's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.21%.

RLI ROE % Adjusted to Book Value Related Terms

RLI ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for RLI's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RLI ROE % Adjusted to Book Value Chart

RLI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.72 9.56 5.47 4.74 7.38

RLI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.52 7.80 8.63 6.03 4.21

RLI vs LMND, WTM, SIGI: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, RLI's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RLI ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, RLI's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where RLI's ROE % Adjusted to Book Value falls into.


RLI
71GF Score
RLI Corp RLI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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RLI ROE % Adjusted to Book Value Calculation

RLI's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=24.44% / 3.31
=7.38%

RLI's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.28% / 2.92
=4.21%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.21% mean?
RLI (RLI) has a ROE % Adjusted to Book Value of 4.21% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on RLI and its competitors.
Is RLI's ROE % Adjusted to Book Value too high?
RLI's current ROE % Adjusted to Book Value is 4.21%. Overall, RLI has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does RLI's ROE % Adjusted to Book Value compare to LMND and WTM?
RLI's ROE % Adjusted to Book Value of 4.21% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on RLI and its competitors. RLI's current ROE % Adjusted to Book Value is 4.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RLI stock overvalued right now?
Based on GuruFocus' analysis, RLI (RLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $77.35, compared to a current price of $57.56 — trading 25.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 4.21%. RLI's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For RLI (RLI), the current ROE % Adjusted to Book Value is 4.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RLI (RLI) Overvalued in 2026?

Based on GuruFocus' analysis, RLI stock appears to be undervalued. The current stock price of $57.56 is trading 25.6% below its estimated GF Value™ of $77.35. GuruFocus considers RLI to be Modestly Undervalued.

Key valuation signals for RLI:

  • ROE % Adjusted to Book Value: 4.21%
  • GF Value™: $77.35 vs. price of $57.56 (25.6% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the RLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RLI Business Description

Other Exchanges RL1:Germany
Address 9025 North Lindbergh Drive, Peoria, IL, USA, 61615
RLI Corp underwrites property and casualty insurance through its subsidiaries. The company offers insurance coverage in the specialty admitted market, where the products are designed for special risks. It also offers products in the excess and surplus markets, which provides an alternative for customers with risks or loss exposures that generally cannot be written in the standard admitted market. RLI distributes property and casualty insurance through its wholly-owned branch offices that market to wholesale and retail producers. The company's insurance operation segments include Casualty, Property, and Surety, and it derives a majority of its revenue from the Casualty segment.
71GF Score

Get the complete analysis for RLI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.56
Price
$77.35
GF Value