Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
China Life Insurance Co (SHSE:601628) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
China Life Insurance Co's Enterprise Value for the quarter that ended in Jun. 2026 was ¥1,273,848 Mil.
China Life Insurance Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥298,223 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Life Insurance Co EV-to-EBIT Related Terms
China Life Insurance Co EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHSE:601628 vs MET, AFL, PRU: EV-to-EBIT Comparison
For the Insurance - Life subindustry, China Life Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's EV-to-EBIT falls into.
China Life Insurance Co's current Enterprise Value is ¥899,366 Mil.
China Life Insurance Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥298,223 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Life Insurance Co (SHSE:601628) has a EV-to-EBIT of 3.02 as of Sep. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on China Life Insurance Co and its competitors. According to the industry distribution chart, China Life Insurance Co ranks #44 out of 353 companies in the Insurance industry, placing it in the top 12.5%.
Is China Life Insurance Co's EV-to-EBIT too high?
China Life Insurance Co's current EV-to-EBIT is 3.02. The Insurance industry median EV-to-EBIT is 8.30. China Life Insurance Co's value of 3.02 is 63.6% below this industry median. Based on the distribution chart, China Life Insurance Co ranks #44 out of 353 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Life Insurance Co has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's EV-to-EBIT compare to MET and AFL?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #44 out of 353 companies for EV-to-EBIT. This places China Life Insurance Co in the top 13% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 8.30. China Life Insurance Co's value of 3.02 is 63.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.30, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current EV-to-EBIT of 3.02 is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current EV-to-EBIT is 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (SHSE:601628) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥34.80, compared to a current price of ¥38.69 — trading 11.2% above its estimated fair value. The current EV-to-EBIT is 3.02 and 63.6% below the Insurance industry median of 8.30. China Life Insurance Co's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For China Life Insurance Co (SHSE:601628), the current EV-to-EBIT is 3.02 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (SHSE:601628) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be overvalued.
The current stock price of ¥38.69 is trading 11.2% above its estimated GF Value™ of ¥34.80.
GuruFocus considers China Life Insurance Co to be Modestly Overvalued.
Key valuation signals for SHSE:601628:
EV-to-EBIT: 3.02
GF Value™: ¥34.80 vs. price of ¥38.69 (11.2% above fair value)
Industry Position: 63.6% below the Insurance median (#44 of 353)
No single metric tells the full story. See the SHSE:601628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
59GF Score
Get the complete analysis for SHSE:601628
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SHSE:601628 has been successfully added to your 
