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China Life Insurance CoSHSE:601628 +3.97%56 Shareholder Yield % is 2.39% as of Mar. 2026, which is 9% above its 10-year median of 2.19. GuruFocus rates SHSE:601628 with a GF Score™ of 56/100 and a GF Value™ of ¥46.63 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 490 Insurance companies, China Life Insurance Co ranks worse than 52.65% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, China Life Insurance Co's Shareholder Yield % was 2.39%.
China Life Insurance Co (SHSE:601628) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
China Life Insurance Co Shareholder Yield % Related Terms
China Life Insurance Co Shareholder Yield % Historical Data
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The historical data trend for China Life Insurance Co's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHSE:601628 vs AFL, MET, PRU: Shareholder Yield % Comparison
For the Insurance - Life subindustry, China Life Insurance Co's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
China Life Insurance Co (SHSE:601628) has a Shareholder Yield % of 2.39% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on China Life Insurance Co and its competitors. This is near median its historical median of 2.19. According to the industry distribution chart, China Life Insurance Co ranks #258 out of 490 companies in the Insurance industry, placing it in the top 52.7%.
Is China Life Insurance Co's Shareholder Yield % too high?
China Life Insurance Co's current Shareholder Yield % of 2.39% is near median its 10-year median of 2.19. The Insurance industry median Shareholder Yield % is 2.74. China Life Insurance Co's value of 2.39% is 12.8% below this industry median. Based on the distribution chart, China Life Insurance Co ranks #258 out of 490 companies in the Insurance industry, which is below the industry midpoint. Overall, China Life Insurance Co has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's Shareholder Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #258 out of 490 companies for Shareholder Yield %. This places China Life Insurance Co in the lower half of its industry. The industry median Shareholder Yield % is 2.74. China Life Insurance Co's value of 2.39% is 12.8% below this benchmark. While the company's 10-year median is 2.19 vs. the industry median of 2.74, China Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.74, based on 490 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current Shareholder Yield % of 2.39% is 12.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current Shareholder Yield % is 2.39%, which is near median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (SHSE:601628) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥46.63, compared to a current price of ¥40.60 — trading 12.9% below its estimated fair value. The current Shareholder Yield % is 2.39%, which is near median its 10-year median of 2.19 and 12.8% below the Insurance industry median of 2.74. China Life Insurance Co's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For China Life Insurance Co (SHSE:601628), the current Shareholder Yield % is 2.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (SHSE:601628) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued.
The current stock price of ¥40.60 is trading 12.9% below its estimated GF Value™ of ¥46.63.
GuruFocus considers China Life Insurance Co to be Modestly Undervalued.
Key valuation signals for SHSE:601628:
Shareholder Yield %: 2.39% (near median its 10-year median of 2.19)
GF Value™: ¥46.63 vs. price of ¥40.60 (12.9% below fair value)
Industry Position: 12.8% below the Insurance median (#258 of 490)
No single metric tells the full story. See the SHSE:601628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
56GF Score
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