Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
China Life Insurance Co's ROE % for the quarter that ended in Mar. 2026 was 13.07%. China Life Insurance Co's PB Ratio for the quarter that ended in Mar. 2026 was 1.72.
China Life Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.60%.
China Life Insurance Co ROE % Adjusted to Book Value Related Terms
China Life Insurance Co ROE % Adjusted to Book Value Historical Data
* Premium members only.
The historical data trend for China Life Insurance Co's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Life Insurance Co ROE % Adjusted to Book Value Chart
SHSE:601628 vs AFL, MET, PRU: ROE % Adjusted to Book Value Comparison
For the Insurance - Life subindustry, China Life Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co ROE % Adjusted to Book Value vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 7.60% mean?
China Life Insurance Co (SHSE:601628) has a ROE % Adjusted to Book Value of 7.60% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on China Life Insurance Co and its competitors.
Is China Life Insurance Co's ROE % Adjusted to Book Value too high?
China Life Insurance Co's current ROE % Adjusted to Book Value is 7.60%. Overall, China Life Insurance Co has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's ROE % Adjusted to Book Value compare to AFL and MET?
China Life Insurance Co's ROE % Adjusted to Book Value of 7.60% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on China Life Insurance Co and its competitors. China Life Insurance Co's current ROE % Adjusted to Book Value is 7.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (SHSE:601628) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥46.55, compared to a current price of ¥40.51 — trading 13% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.60%. China Life Insurance Co's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For China Life Insurance Co (SHSE:601628), the current ROE % Adjusted to Book Value is 7.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (SHSE:601628) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued.
The current stock price of ¥40.51 is trading 13% below its estimated GF Value™ of ¥46.55.
GuruFocus considers China Life Insurance Co to be Modestly Undervalued.
Key valuation signals for SHSE:601628:
ROE % Adjusted to Book Value: 7.60%
GF Value™: ¥46.55 vs. price of ¥40.51 (13% below fair value)
No single metric tells the full story. See the SHSE:601628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
56GF Score
Get the complete analysis for SHSE:601628
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SHSE:601628 has been successfully added to your 
