China Life Insurance CoSHSE:601628 -3.12%50 FCF Yield % is 45.72 as of Jul. 07, 2026, which is 39% above its 10-year median of 32.97. GuruFocus rates SHSE:601628 with a GF Score™ of 50/100 and a GF Value™ of ¥46.40 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 506 Insurance companies, China Life Insurance Co ranks better than 95.06% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
China Life Insurance Co FCF Yield % Related Terms
China Life Insurance Co FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHSE:601628 vs AFL, MET, PRU: FCF Yield % Comparison
For the Insurance - Life subindustry, China Life Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Life Insurance Co FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Life Insurance Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where China Life Insurance Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Life Insurance Co (SHSE:601628) has a FCF Yield % of 45.72 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on China Life Insurance Co and its competitors. This is 39% above median its historical median of 32.97. According to the industry distribution chart, China Life Insurance Co ranks #25 out of 506 companies in the Insurance industry, placing it in the top 4.9%.
Is China Life Insurance Co's FCF Yield % too high?
China Life Insurance Co's current FCF Yield % of 45.72 is 39% above median its 10-year median of 32.97. The Insurance industry median FCF Yield % is 6.73. China Life Insurance Co's value of 45.72 is 579.3% above this industry median. Based on the distribution chart, China Life Insurance Co ranks #25 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Life Insurance Co has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Life Insurance Co's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, China Life Insurance Co ranks #25 out of 506 companies for FCF Yield %. This places China Life Insurance Co in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 6.73. China Life Insurance Co's value of 45.72 is 579.3% above this benchmark. While the company's 10-year median is 32.97 vs. the industry median of 6.73, China Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.73, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Life Insurance Co's current FCF Yield % of 45.72 is 579.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on China Life Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Life Insurance Co's current FCF Yield % is 45.72, which is 39% above median its own 10-year median of 32.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, China Life Insurance Co (SHSE:601628) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥46.40, compared to a current price of ¥37.57 — trading 19% below its estimated fair value. The current FCF Yield % is 45.72, which is 39% above median its 10-year median of 32.97 and 579.3% above the Insurance industry median of 6.73. China Life Insurance Co's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For China Life Insurance Co (SHSE:601628), the current FCF Yield % is 45.72 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Life Insurance Co (SHSE:601628) Overvalued in 2026?
Based on GuruFocus' analysis, China Life Insurance Co stock appears to be undervalued.
The current stock price of ¥37.57 is trading 19% below its estimated GF Value™ of ¥46.40.
GuruFocus considers China Life Insurance Co to be Modestly Undervalued.
Key valuation signals for SHSE:601628:
FCF Yield %: 45.72 (39% above median its 10-year median of 32.97)
GF Value™: ¥46.40 vs. price of ¥37.57 (19% below fair value)
Industry Position: 579.3% above the Insurance median (#25 of 506)
No single metric tells the full story. See the SHSE:601628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
As the largest life insurance company in China, China Life commands about 16% market share by end-2024. The firm offers group and individual life insurance through exclusive agents, bancassurance, and other marketing platforms. While the bulk of profits stem from life insurance policies, additional operations include short-term policies such as accident and health insurance. The company is focusing on building a senior-care ecosystem and reforming a new agent team for long-term growth.
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