SLMAF (Sanlam) EV-to-EBIT: 6.62 (As of Jul. 19, 2026) — 15% Below Median

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SLMAF Sanlam Ltd SLMAF
81 GF Score
Price $3.48
GF Value $4.65
! 2 Warning Signs
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What is Sanlam EV-to-EBIT?

Sanlam SLMAF 81 EV-to-EBIT is 6.62 as of Jul. 19, 2026, which is 15% below its 10-year median of 7.83. GuruFocus rates SLMAF with a GF Score™ of 81/100 and a GF Value™ of $4.65. The stock has 2 warning signs investors should review. Among 347 Insurance companies, Sanlam ranks better than 70.03% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sanlam's Enterprise Value is $10,795 Mil. Sanlam's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $1,631 Mil. Therefore, Sanlam's EV-to-EBIT for today is 6.62.

The historical rank and industry rank for Sanlam's EV-to-EBIT or its related term are showing as below:

SLMAF' s EV-to-EBIT Range Over the Past 10 Years
Min: 2.53   Med: 7.83   Max: 20.76
Current: 6.25

During the past 13 years, the highest EV-to-EBIT of Sanlam was 20.76. The lowest was 2.53. And the median was 7.83.

SLMAF's EV-to-EBIT is ranked better than
70.03% of 347 companies
in the Insurance industry
Industry Median: 8.7 vs SLMAF: 6.25

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Sanlam's Enterprise Value for the quarter that ended in Dec. 2025 was $6,899 Mil. Sanlam's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $1,631 Mil. Sanlam's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 23.65%.


Sanlam  (OTCPK:SLMAF) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Sanlam's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Dec. 2025 ) =EBIT / Enterprise Value (Q: Dec. 2025 )
=1631.342/6898.705412
=23.65 %

Sanlam's Enterprise Value for the quarter that ended in Dec. 2025 was $6,899 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $1,631 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sanlam EV-to-EBIT Related Terms


Sanlam EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Sanlam's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam EV-to-EBIT Chart

Sanlam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.17 5.73 6.60 5.70 7.03

Sanlam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.60 0.00 5.70 0.00 7.03

SLMAF vs AFL, MET, PRU: EV-to-EBIT Comparison

For the Insurance - Life subindustry, Sanlam's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanlam EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Sanlam's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Sanlam's EV-to-EBIT falls into.


SLMAF
81GF Score
Sanlam Ltd SLMAF
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sanlam EV-to-EBIT Calculation

Sanlam's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=10794.775/1631.342
=6.62

Sanlam's current Enterprise Value is $10,795 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $1,631 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 6.62 mean?
Sanlam (SLMAF) has a EV-to-EBIT of 6.62 as of Jul. 19, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sanlam and its competitors. This is 15% below median its historical median of 7.83. Over the past decade, Sanlam's EV-to-EBIT has ranged from 2.53 to 20.76. According to the industry distribution chart, Sanlam ranks #104 out of 347 companies in the Insurance industry, placing it in the top 30%.
Is Sanlam's EV-to-EBIT too high?
Sanlam's current EV-to-EBIT of 6.62 is 15% below median its 10-year median of 7.83. Over the past 10 years, this metric has ranged from a low of 2.53 to a high of 20.76. The Insurance industry median EV-to-EBIT is 8.70. Sanlam's value of 6.62 is 23.9% below this industry median. Based on the distribution chart, Sanlam ranks #104 out of 347 companies in the Insurance industry, which is above the industry midpoint. Overall, Sanlam has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Sanlam's EV-to-EBIT compare to AFL and MET?
According to the Insurance industry distribution chart, Sanlam ranks #104 out of 347 companies for EV-to-EBIT. This puts Sanlam in the upper half of its industry. The industry median EV-to-EBIT is 8.70. Sanlam's value of 6.62 is 23.9% below this benchmark. Historically, Sanlam's own EV-to-EBIT has ranged from 2.53 to 20.76 over the past decade. While the company's 10-year median is 7.83 vs. the industry median of 8.70, Sanlam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.70, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam's current EV-to-EBIT of 6.62 is 23.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Sanlam and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam's current EV-to-EBIT is 6.62, which is 15% below median its own 10-year median of 7.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Sanlam (SLMAF) has a current EV-to-EBIT of 6.62. The stock's GF Value™ is $4.65, compared to a current price of $3.48 — trading 25.2% below its estimated fair value. The current EV-to-EBIT is 6.62, which is 15% below median its 10-year median of 7.83 and 23.9% below the Insurance industry median of 8.70. Sanlam's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Sanlam (SLMAF), the current EV-to-EBIT is 6.62 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam (SLMAF) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of $3.48 is trading 25.2% below its estimated GF Value™ of $4.65.

Key valuation signals for SLMAF:

  • EV-to-EBIT: 6.62 (15% below median its 10-year median of 7.83)
  • GF Value™: $4.65 vs. price of $3.48 (25.2% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 23.9% below the Insurance median (#104 of 347)

No single metric tells the full story. See the SLMAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
81GF Score

Get the complete analysis for SLMAF

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.48
Price
$4.65
GF Value