SanlamSLMAF 84 OCF Margin % is 0.16% as of Dec. 2025, which is 96% below its 10-year median of 3.68. GuruFocus rates SLMAF with a GF Score™ of 84/100 and a GF Value™ of $4.47. The stock has 2 warning signs investors should review. Among 502 Insurance companies, Sanlam ranks worse than 77.49% on this metric.
The historical rank and industry rank for Sanlam's OCF Margin % or its related term are showing as below:
SLMAF'
s OCF Margin % Range Over the Past 10 Years
Min: -7.33 Med: 3.68 Max: 16.62
Current: 0.85
During the past 13 years, the highest OCF Margin % of Sanlam was 16.62%. The lowest was -7.33%. And the median was 3.68%.
SLMAF's OCF Margin % is ranked worse than 77.49% of 502
companies
in the Insurance industry
Industry Median: 10.855
vs SLMAF: 0.85
Sanlam OCF Margin % Related Terms
Sanlam OCF Margin % Historical Data
* Premium members only.
The historical data trend for Sanlam's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sanlam's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Sanlam's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam (SLMAF) has a OCF Margin % of 0.16% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sanlam and its competitors. This is 96% below median its historical median of 3.68. According to the industry distribution chart, Sanlam ranks #389 out of 502 companies in the Insurance industry, placing it in the top 77.5%.
Is Sanlam's OCF Margin % too high?
Sanlam's current OCF Margin % of 0.16% is 96% below median its 10-year median of 3.68. The Insurance industry median OCF Margin % is 10.86. Sanlam's value of 0.16% is 98.5% below this industry median. Based on the distribution chart, Sanlam ranks #389 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sanlam has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Sanlam's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Sanlam ranks #389 out of 502 companies for OCF Margin %. This places Sanlam in the lower half of its industry. The industry median OCF Margin % is 10.86. Sanlam's value of 0.16% is 98.5% below this benchmark. While the company's 10-year median is 3.68 vs. the industry median of 10.86, Sanlam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam's current OCF Margin % of 0.16% is 98.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sanlam and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam's current OCF Margin % is 0.16%, which is 96% below median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Sanlam (SLMAF) has a current OCF Margin % of 0.16%. The stock's GF Value™ is $4.47, compared to a current price of $3.48 — trading 22.2% below its estimated fair value. The current OCF Margin % is 0.16%, which is 96% below median its 10-year median of 3.68 and 98.5% below the Insurance industry median of 10.86. Sanlam's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sanlam (SLMAF), the current OCF Margin % is 0.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam (SLMAF) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam stock appears to be undervalued.
The current stock price of $3.48 is trading 22.2% below its estimated GF Value™ of $4.47.
Key valuation signals for SLMAF:
OCF Margin %: 0.16% (96% below median its 10-year median of 3.68)
GF Value™: $4.47 vs. price of $3.48 (22.2% below fair value)
Industry Position: 98.5% below the Insurance median (#389 of 502)
No single metric tells the full story. See the SLMAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
84GF Score
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