SLMAF (Sanlam) FCF Yield %: 0.87 (As of Jun. 24, 2026) — 78% Below Median


SLMAF Sanlam Ltd SLMAF
84 GF Score
Price $3.48
GF Value $4.47
! 2 Warning Signs
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What is Sanlam FCF Yield %?

Sanlam SLMAF 84 FCF Yield % is 0.87 as of Jun. 24, 2026, which is 78% below its 10-year median of 4.03. GuruFocus rates SLMAF with a GF Score™ of 84/100 and a GF Value™ of $4.47. The stock has 2 warning signs investors should review. Among 505 Insurance companies, Sanlam ranks worse than 74.06% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Sanlam's Trailing 12-Month Free Cash Flow is $92 Mil, and Market Cap is $11,528 Mil. Therefore, Sanlam's FCF Yield % for today is 0.87%.

The historical rank and industry rank for Sanlam's FCF Yield % or its related term are showing as below:

SLMAF' s FCF Yield % Range Over the Past 10 Years
Min: -11.77   Med: 4.03   Max: 27.48
Current: 0.87


During the past 13 years, the highest FCF Yield % of Sanlam was 27.48%. The lowest was -11.77%. And the median was 4.03%.

SLMAF's FCF Yield % is ranked worse than
74.06% of 505 companies
in the Insurance industry
Industry Median: 7.12 vs SLMAF: 0.87

Sanlam's FCF Margin % for the quarter that ended in Dec. 2025 was -0.08%.


Sanlam FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Sanlam FCF Yield % Related Terms


Sanlam FCF Yield % Historical Data

* Premium members only.

The historical data trend for Sanlam's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam FCF Yield % Chart

Sanlam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.39 6.93 -11.73 3.34 1.34

Sanlam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.21 2.26 4.42 2.72 -0.20

SLMAF vs AFL, MET, PRU: FCF Yield % Comparison

For the Insurance - Life subindustry, Sanlam's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanlam FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sanlam's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Sanlam's FCF Yield % falls into.


SLMAF
84GF Score
Sanlam Ltd SLMAF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sanlam FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Sanlam's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=97.429 / 7268.164412
=1.34%

Sanlam's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-7.248 * 2 / 7268.164412
=-0.20%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 0.87 mean?
Sanlam (SLMAF) has a FCF Yield % of 0.87 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sanlam and its competitors. This is 78% below median its historical median of 4.03. According to the industry distribution chart, Sanlam ranks #374 out of 505 companies in the Insurance industry, placing it in the top 74.1%.
Is Sanlam's FCF Yield % too high?
Sanlam's current FCF Yield % of 0.87 is 78% below median its 10-year median of 4.03. The Insurance industry median FCF Yield % is 7.12. Sanlam's value of 0.87 is 87.8% below this industry median. Based on the distribution chart, Sanlam ranks #374 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Sanlam has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Sanlam's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Sanlam ranks #374 out of 505 companies for FCF Yield %. This places Sanlam in the lower half of its industry. The industry median FCF Yield % is 7.12. Sanlam's value of 0.87 is 87.8% below this benchmark. While the company's 10-year median is 4.03 vs. the industry median of 7.12, Sanlam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam's current FCF Yield % of 0.87 is 87.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sanlam and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam's current FCF Yield % is 0.87, which is 78% below median its own 10-year median of 4.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Sanlam (SLMAF) has a current FCF Yield % of 0.87. The stock's GF Value™ is $4.47, compared to a current price of $3.48 — trading 22.2% below its estimated fair value. The current FCF Yield % is 0.87, which is 78% below median its 10-year median of 4.03 and 87.8% below the Insurance industry median of 7.12. Sanlam's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Sanlam (SLMAF), the current FCF Yield % is 0.87 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam (SLMAF) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of $3.48 is trading 22.2% below its estimated GF Value™ of $4.47.

Key valuation signals for SLMAF:

  • FCF Yield %: 0.87 (78% below median its 10-year median of 4.03)
  • GF Value™: $4.47 vs. price of $3.48 (22.2% below fair value)
  • GF Score™: 84/100 with 2 warning signs
  • Industry Position: 87.8% below the Insurance median (#374 of 505)

No single metric tells the full story. See the SLMAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
84GF Score

Get the complete analysis for SLMAF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.48
Price
$4.47
GF Value