SLMAF (Sanlam) PEG Ratio: 0.45 (As of Jun. 27, 2026) — 78% Below Median


SLMAF Sanlam Ltd SLMAF
80 GF Score
Price $3.48
GF Value $4.47
! 2 Warning Signs
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What is Sanlam PEG Ratio?

Sanlam SLMAF 80 PEG Ratio is 0.45 as of Jun. 27, 2026, which is 78% below its 10-year median of 2.07. GuruFocus rates SLMAF with a GF Score™ of 80/100 and a GF Value™ of $4.47. The stock has 2 warning signs investors should review. Among 183 Insurance companies, Sanlam ranks better than 55.74% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Sanlam's PE Ratio without NRI is 8.32. Sanlam's 5-Year EBITDA growth rate is 18.30%. Therefore, Sanlam's PEG Ratio for today is 0.45.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Sanlam's PEG Ratio or its related term are showing as below:

SLMAF' s PEG Ratio Range Over the Past 10 Years
Min: 0.5   Med: 2.07   Max: 5.09
Current: 0.68


During the past 13 years, Sanlam's highest PEG Ratio was 5.09. The lowest was 0.50. And the median was 2.07.


SLMAF's PEG Ratio is ranked better than
55.74% of 183 companies
in the Insurance industry
Industry Median: 0.82 vs SLMAF: 0.68

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Sanlam  (OTCPK:SLMAF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Sanlam PEG Ratio Related Terms


Sanlam PEG Ratio Historical Data

* Premium members only.

The historical data trend for Sanlam's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam PEG Ratio Chart

Sanlam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.17 3.37 1.96 0.61 0.71

Sanlam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.96 0.00 0.61 0.00 0.71

SLMAF vs AFL, MET, PRU: PEG Ratio Comparison

For the Insurance - Life subindustry, Sanlam's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanlam PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sanlam's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Sanlam's PEG Ratio falls into.


SLMAF
80GF Score
Sanlam Ltd SLMAF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sanlam PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Sanlam's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=8.3205741626794/18.30
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.45 mean?
Sanlam (SLMAF) has a PEG Ratio of 0.45 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Sanlam and its competitors. This is 78% below median its historical median of 2.07. Over the past decade, Sanlam's PEG Ratio has ranged from 0.50 to 5.09. According to the industry distribution chart, Sanlam ranks #81 out of 183 companies in the Insurance industry, placing it in the top 44.3%.
Is Sanlam's PEG Ratio too high?
Sanlam's current PEG Ratio of 0.45 is 78% below median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 5.09. The Insurance industry median PEG Ratio is 0.82. Sanlam's value of 0.45 is 45.1% below this industry median. Based on the distribution chart, Sanlam ranks #81 out of 183 companies in the Insurance industry, which is above the industry midpoint. Overall, Sanlam has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Sanlam's PEG Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Sanlam ranks #81 out of 183 companies for PEG Ratio. This puts Sanlam in the upper half of its industry. The industry median PEG Ratio is 0.82. Sanlam's value of 0.45 is 45.1% below this benchmark. Historically, Sanlam's own PEG Ratio has ranged from 0.50 to 5.09 over the past decade. While the company's 10-year median is 2.07 vs. the industry median of 0.82, Sanlam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.82, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam's current PEG Ratio of 0.45 is 45.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Sanlam and its competitors. For the Insurance industry, the median PEG Ratio is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam's current PEG Ratio is 0.45, which is 78% below median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Sanlam (SLMAF) has a current PEG Ratio of 0.45. The stock's GF Value™ is $4.47, compared to a current price of $3.48 — trading 22.2% below its estimated fair value. The current PEG Ratio is 0.45, which is 78% below median its 10-year median of 2.07 and 45.1% below the Insurance industry median of 0.82. Sanlam's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Sanlam (SLMAF), the current PEG Ratio is 0.45 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam (SLMAF) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of $3.48 is trading 22.2% below its estimated GF Value™ of $4.47.

Key valuation signals for SLMAF:

  • PEG Ratio: 0.45 (78% below median its 10-year median of 2.07)
  • GF Value™: $4.47 vs. price of $3.48 (22.2% below fair value)
  • GF Score™: 80/100 with 2 warning signs
  • Industry Position: 45.1% below the Insurance median (#81 of 183)

No single metric tells the full story. See the SLMAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
80GF Score

Get the complete analysis for SLMAF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.48
Price
$4.47
GF Value