TMNSF (Temenos AG) EV-to-EBIT: 26.04 (As of Aug. 01, 2026) — 36% Below Median

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TMNSF Temenos AG TMNSF
75 GF Score
Price $78.89
GF Value $82.92
Valuation Fairly Valued
! 4 Warning Signs
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What is Temenos AG EV-to-EBIT?

Temenos AG TMNSF +4.75% 75 EV-to-EBIT is 26.04 as of Aug. 01, 2026, which is 36% below its 10-year median of 40.87. GuruFocus rates TMNSF with a GF Score™ of 75/100 and a GF Value™ of $82.92 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,774 Software companies, Temenos AG ranks worse than 71.25% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Temenos AG's Enterprise Value is $6,323 Mil. Temenos AG's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $243 Mil. Therefore, Temenos AG's EV-to-EBIT for today is 26.04.

The historical rank and industry rank for Temenos AG's EV-to-EBIT or its related term are showing as below:

TMNSF' s EV-to-EBIT Range Over the Past 10 Years
Min: 13.89   Med: 40.87   Max: 70.13
Current: 25.85

During the past 13 years, the highest EV-to-EBIT of Temenos AG was 70.13. The lowest was 13.89. And the median was 40.87.

TMNSF's EV-to-EBIT is ranked worse than
71.25% of 1774 companies
in the Software industry
Industry Median: 14.075 vs TMNSF: 25.85

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Temenos AG's Enterprise Value for the quarter that ended in Jun. 2026 was $6,052 Mil. Temenos AG's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $243 Mil. Temenos AG's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 4.01%.


Temenos AG  (OTCPK:TMNSF) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Temenos AG's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=242.766/6052.355715
=4.01 %

Temenos AG's Enterprise Value for the quarter that ended in Jun. 2026 was $6,052 Mil.
Temenos AG's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $243 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Temenos AG EV-to-EBIT Related Terms


Temenos AG EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Temenos AG's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG EV-to-EBIT Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.53 27.57 36.40 24.55 20.78

Temenos AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.43 14.80 20.78 17.39 26.13

TMNSF vs QH, SHOP, UBER: EV-to-EBIT Comparison

For the Software - Application subindustry, Temenos AG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Temenos AG EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Temenos AG's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Temenos AG's EV-to-EBIT falls into.


TMNSF
75GF Score
Temenos AG TMNSF
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Temenos AG EV-to-EBIT Calculation

Temenos AG's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=6322.558/242.766
=26.04

Temenos AG's current Enterprise Value is $6,323 Mil.
Temenos AG's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $243 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 26.04 mean?
Temenos AG (TMNSF) has a EV-to-EBIT of 26.04 as of Aug. 01, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Temenos AG and its competitors. This is 36% below median its historical median of 40.87. Over the past decade, Temenos AG's EV-to-EBIT has ranged from 13.89 to 70.13. According to the industry distribution chart, Temenos AG ranks #1264 out of 1774 companies in the Software industry, placing it in the top 71.3%.
Is Temenos AG's EV-to-EBIT too high?
Temenos AG's current EV-to-EBIT of 26.04 is 36% below median its 10-year median of 40.87. Over the past 10 years, this metric has ranged from a low of 13.89 to a high of 70.13. The Software industry median EV-to-EBIT is 14.08. Temenos AG's value of 26.04 is 85% above this industry median. Based on the distribution chart, Temenos AG ranks #1264 out of 1774 companies in the Software industry, which is below the industry midpoint. Overall, Temenos AG has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's EV-to-EBIT compare to QH and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #1264 out of 1774 companies for EV-to-EBIT. This places Temenos AG in the lower half of its industry. The industry median EV-to-EBIT is 14.08. Temenos AG's value of 26.04 is 85% above this benchmark. Historically, Temenos AG's own EV-to-EBIT has ranged from 13.89 to 70.13 over the past decade. While the company's 10-year median is 40.87 vs. the industry median of 14.08, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Software company?
The median EV-to-EBIT among Software companies is 14.08, based on 1,774 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current EV-to-EBIT of 26.04 is 85% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Temenos AG and its competitors. For the Software industry, the median EV-to-EBIT is 14.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current EV-to-EBIT is 26.04, which is 36% below median its own 10-year median of 40.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (TMNSF) is currently considered Fairly Valued. The stock's GF Value™ is $82.92, compared to a current price of $78.89 — trading 4.9% below its estimated fair value. The current EV-to-EBIT is 26.04, which is 36% below median its 10-year median of 40.87 and 85% above the Software industry median of 14.08. Temenos AG's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Temenos AG (TMNSF), the current EV-to-EBIT is 26.04 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (TMNSF) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of $78.89 is trading 4.9% below its estimated GF Value™ of $82.92. GuruFocus considers Temenos AG to be Fairly Valued.

Key valuation signals for TMNSF:

  • EV-to-EBIT: 26.04 (36% below median its 10-year median of 40.87)
  • GF Value™: $82.92 vs. price of $78.89 (4.9% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 85% above the Software median (#1264 of 1774)

No single metric tells the full story. See the TMNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
75GF Score

Get the complete analysis for TMNSF

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.89
Price
$82.92
GF Value