TMNSF (Temenos AG) ROE % Adjusted to Book Value: 2.38% (As of Mar. 2026)


TMNSF Temenos AG TMNSF
85 GF Score
Price $78.89
GF Value $86.07
Valuation Fairly Valued
! 2 Warning Signs
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What is Temenos AG ROE % Adjusted to Book Value?

Temenos AG TMNSF +4.75% 85 ROE % Adjusted to Book Value is 2.38% as of Mar. 2026. GuruFocus rates TMNSF with a GF Score™ of 85/100 and a GF Value™ of $86.07 (Fairly Valued). The stock has 2 warning signs investors should review.

Temenos AG's ROE % for the quarter that ended in Mar. 2026 was 35.60%. Temenos AG's PB Ratio for the quarter that ended in Mar. 2026 was 14.96. Temenos AG's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 2.38%.

Temenos AG ROE % Adjusted to Book Value Related Terms

Temenos AG ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Temenos AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG ROE % Adjusted to Book Value Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 3.26 2.25 3.41 4.17

Temenos AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.20 11.24 2.97 3.09 2.38

TMNSF vs UBER, SHOP, CRM: ROE % Adjusted to Book Value Comparison

For the Software - Application subindustry, Temenos AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Temenos AG ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Temenos AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Temenos AG's ROE % Adjusted to Book Value falls into.


TMNSF
85GF Score
Temenos AG TMNSF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Temenos AG ROE % Adjusted to Book Value Calculation

Temenos AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=50.25% / 12.06
=4.17%

Temenos AG's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=35.60% / 14.96
=2.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.38% mean?
Temenos AG (TMNSF) has a ROE % Adjusted to Book Value of 2.38% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Temenos AG and its competitors.
Is Temenos AG's ROE % Adjusted to Book Value too high?
Temenos AG's current ROE % Adjusted to Book Value is 2.38%. Overall, Temenos AG has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's ROE % Adjusted to Book Value compare to UBER and SHOP?
Temenos AG's ROE % Adjusted to Book Value of 2.38% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Temenos AG and its competitors. Temenos AG's current ROE % Adjusted to Book Value is 2.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (TMNSF) is currently considered Fairly Valued. The stock's GF Value™ is $86.07, compared to a current price of $78.89 — trading 8.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.38%. Temenos AG's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Temenos AG (TMNSF), the current ROE % Adjusted to Book Value is 2.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (TMNSF) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of $78.89 is trading 8.3% below its estimated GF Value™ of $86.07. GuruFocus considers Temenos AG to be Fairly Valued.

Key valuation signals for TMNSF:

  • ROE % Adjusted to Book Value: 2.38%
  • GF Value™: $86.07 vs. price of $78.89 (8.3% below fair value)
  • GF Score™: 85/100 with 2 warning signs

No single metric tells the full story. See the TMNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
85GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.89
Price
$86.07
GF Value