TMNSF (Temenos AG) EV-to-EBITDA: 17.19 (As of Aug. 02, 2026) — 30% Below Median

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TMNSF Temenos AG TMNSF
75 GF Score
Price $78.89
GF Value $82.92
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Temenos AG EV-to-EBITDA?

Temenos AG TMNSF +4.75% 75 EV-to-EBITDA is 17.19 as of Aug. 02, 2026, which is 30% below its 10-year median of 24.61. GuruFocus rates TMNSF with a GF Score™ of 75/100 and a GF Value™ of $82.92 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,960 Software companies, Temenos AG ranks worse than 68.47% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Temenos AG's enterprise value is $6,335 Mil. Temenos AG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $368 Mil. Therefore, Temenos AG's EV-to-EBITDA for today is 17.19.

The historical rank and industry rank for Temenos AG's EV-to-EBITDA or its related term are showing as below:

TMNSF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 10.4   Med: 24.61   Max: 46.12
Current: 17.04

During the past 13 years, the highest EV-to-EBITDA of Temenos AG was 46.12. The lowest was 10.40. And the median was 24.61.

TMNSF's EV-to-EBITDA is ranked worse than
68.47% of 1960 companies
in the Software industry
Industry Median: 10.365 vs TMNSF: 17.04

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-02), Temenos AG's stock price is $78.885. Temenos AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.850. Therefore, Temenos AG's PE Ratio (TTM) for today is 27.68.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Temenos AG  (OTCPK:TMNSF) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Temenos AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=78.885/2.850
=27.68

Temenos AG's share price for today is $78.885.
Temenos AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.850.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Temenos AG EV-to-EBITDA Related Terms


Temenos AG EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Temenos AG's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG EV-to-EBITDA Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.56 14.94 21.84 15.56 15.15

Temenos AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.06 11.25 15.15 12.90 17.22

TMNSF vs QH, SHOP, UBER: EV-to-EBITDA Comparison

For the Software - Application subindustry, Temenos AG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Temenos AG EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Temenos AG's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Temenos AG's EV-to-EBITDA falls into.


TMNSF
75GF Score
Temenos AG TMNSF
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Temenos AG EV-to-EBITDA Calculation

Temenos AG's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=6335.021/368.434
=17.19

Temenos AG's current Enterprise Value is $6,335 Mil.
Temenos AG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $368 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 17.19 mean?
Temenos AG (TMNSF) has a EV-to-EBITDA of 17.19 as of Aug. 02, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Temenos AG. This is 30% below median its historical median of 24.61. Over the past decade, Temenos AG's EV-to-EBITDA has ranged from 10.40 to 46.12. According to the industry distribution chart, Temenos AG ranks #1342 out of 1960 companies in the Software industry, placing it in the top 68.5%.
Is Temenos AG's EV-to-EBITDA too high?
Temenos AG's current EV-to-EBITDA of 17.19 is 30% below median its 10-year median of 24.61. Over the past 10 years, this metric has ranged from a low of 10.40 to a high of 46.12. The Software industry median EV-to-EBITDA is 10.37. Temenos AG's value of 17.19 is 65.8% above this industry median. Based on the distribution chart, Temenos AG ranks #1342 out of 1960 companies in the Software industry, which is below the industry midpoint. Overall, Temenos AG has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's EV-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #1342 out of 1960 companies for EV-to-EBITDA. This places Temenos AG in the lower half of its industry. The industry median EV-to-EBITDA is 10.37. Temenos AG's value of 17.19 is 65.8% above this benchmark. Historically, Temenos AG's own EV-to-EBITDA has ranged from 10.40 to 46.12 over the past decade. While the company's 10-year median is 24.61 vs. the industry median of 10.37, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.37, based on 1,960 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current EV-to-EBITDA of 17.19 is 65.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Temenos AG. For the Software industry, the median EV-to-EBITDA is 10.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current EV-to-EBITDA is 17.19, which is 30% below median its own 10-year median of 24.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (TMNSF) is currently considered Fairly Valued. The stock's GF Value™ is $82.92, compared to a current price of $78.89 — trading 4.9% below its estimated fair value. The current EV-to-EBITDA is 17.19, which is 30% below median its 10-year median of 24.61 and 65.8% above the Software industry median of 10.37. Temenos AG's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Temenos AG (TMNSF), the current EV-to-EBITDA is 17.19 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (TMNSF) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of $78.89 is trading 4.9% below its estimated GF Value™ of $82.92. GuruFocus considers Temenos AG to be Fairly Valued.

Key valuation signals for TMNSF:

  • EV-to-EBITDA: 17.19 (30% below median its 10-year median of 24.61)
  • GF Value™: $82.92 vs. price of $78.89 (4.9% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 65.8% above the Software median (#1342 of 1960)

No single metric tells the full story. See the TMNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
75GF Score

Get the complete analysis for TMNSF

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.89
Price
$82.92
GF Value