TMNSF (Temenos AG) Cyclically Adjusted PS Ratio: 4.79 (As of Jul. 18, 2026) — 42% Below Median

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TMNSF Temenos AG TMNSF
80 GF Score
Price $78.89
GF Value $82.46
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Temenos AG Cyclically Adjusted PS Ratio?

Temenos AG TMNSF +4.75% 80 Cyclically Adjusted PS Ratio is 4.79 as of Jul. 18, 2026, which is 42% below its 10-year median of 8.33. GuruFocus rates TMNSF with a GF Score™ of 80/100 and a GF Value™ of $82.46 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,590 Software companies, Temenos AG ranks worse than 80.19% on this metric.

As of today (2026-07-18), Temenos AG's current share price is $78.885. Temenos AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $16.48. Temenos AG's Cyclically Adjusted PS Ratio for today is 4.79.

The historical rank and industry rank for Temenos AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

TMNSF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.81   Med: 8.33   Max: 19.61
Current: 5.56

During the past years, Temenos AG's highest Cyclically Adjusted PS Ratio was 19.61. The lowest was 4.81. And the median was 8.33.

TMNSF's Cyclically Adjusted PS Ratio is ranked worse than
80.19% of 1590 companies
in the Software industry
Industry Median: 1.665 vs TMNSF: 5.56

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Temenos AG's adjusted revenue per share data for the three months ended in Mar. 2026 was $3.692. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $16.48 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Temenos AG  (OTCPK:TMNSF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Temenos AG Cyclically Adjusted PS Ratio Related Terms


Temenos AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Temenos AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG Cyclically Adjusted PS Ratio Chart

Temenos AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.51 4.97 7.13 5.50 6.57

Temenos AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.75 4.73 5.33 6.57 5.60

TMNSF vs UBER, SHOP, CRM: Cyclically Adjusted PS Ratio Comparison

For the Software - Application subindustry, Temenos AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Temenos AG Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, Temenos AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Temenos AG's Cyclically Adjusted PS Ratio falls into.


TMNSF
80GF Score
Temenos AG TMNSF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Temenos AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Temenos AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=78.885/16.48
=4.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Temenos AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Temenos AG's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.692/108.0600*108.0600
=3.692

Current CPI (Mar. 2026) = 108.0600.

Temenos AG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.068 100.088 2.233
201609 2.249 99.604 2.440
201612 2.573 99.380 2.798
201703 2.003 100.040 2.164
201706 2.448 100.285 2.638
201709 2.591 100.254 2.793
201712 2.996 100.213 3.231
201803 2.363 100.836 2.532
201806 2.855 101.435 3.041
201809 2.885 101.246 3.079
201812 3.398 100.906 3.639
201903 2.814 101.571 2.994
201906 3.237 102.044 3.428
201909 3.145 101.396 3.352
201912 4.155 101.063 4.443
202003 2.504 101.048 2.678
202006 2.998 100.743 3.216
202009 2.861 100.585 3.074
202012 3.776 100.241 4.071
202103 2.910 100.800 3.120
202106 3.212 101.352 3.425
202109 3.196 101.533 3.401
202112 4.008 101.776 4.255
202203 3.035 103.205 3.178
202206 3.291 104.783 3.394
202209 2.988 104.835 3.080
202212 3.811 104.666 3.935
202303 3.112 106.245 3.165
202306 3.293 106.576 3.339
202309 3.245 106.570 3.290
202312 4.073 106.461 4.134
202403 3.135 107.355 3.156
202406 3.364 107.991 3.366
202409 3.442 107.468 3.461
202412 4.473 107.128 4.512
202503 3.200 107.722 3.210
202506 4.057 108.075 4.056
202509 3.788 107.710 3.800
202512 4.506 107.200 4.542
202603 3.692 108.060 3.692

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.79 mean?
Temenos AG (TMNSF) has a Cyclically Adjusted PS Ratio of 4.79 as of Jul. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Temenos AG and its competitors. This is 42% below median its historical median of 8.33. Over the past decade, Temenos AG's Cyclically Adjusted PS Ratio has ranged from 4.81 to 19.61. According to the industry distribution chart, Temenos AG ranks #1275 out of 1590 companies in the Software industry, placing it in the top 80.2%.
Is Temenos AG's Cyclically Adjusted PS Ratio too high?
Temenos AG's current Cyclically Adjusted PS Ratio of 4.79 is 42% below median its 10-year median of 8.33. Over the past 10 years, this metric has ranged from a low of 4.81 to a high of 19.61. The Software industry median Cyclically Adjusted PS Ratio is 1.67. Temenos AG's value of 4.79 is 187.7% above this industry median. Based on the distribution chart, Temenos AG ranks #1275 out of 1590 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Temenos AG has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's Cyclically Adjusted PS Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #1275 out of 1590 companies for Cyclically Adjusted PS Ratio. This places Temenos AG in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.67. Temenos AG's value of 4.79 is 187.7% above this benchmark. Historically, Temenos AG's own Cyclically Adjusted PS Ratio has ranged from 4.81 to 19.61 over the past decade. While the company's 10-year median is 8.33 vs. the industry median of 1.67, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.67, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current Cyclically Adjusted PS Ratio of 4.79 is 187.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Temenos AG and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current Cyclically Adjusted PS Ratio is 4.79, which is 42% below median its own 10-year median of 8.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (TMNSF) is currently considered Modestly Undervalued. The stock's GF Value™ is $82.46, compared to a current price of $78.89 — trading 4.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.79, which is 42% below median its 10-year median of 8.33 and 187.7% above the Software industry median of 1.67. Temenos AG's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Temenos AG (TMNSF), the current Cyclically Adjusted PS Ratio is 4.79 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Temenos AG (TMNSF) Overvalued in 2026?

Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued. The current stock price of $78.89 is trading 4.3% below its estimated GF Value™ of $82.46. GuruFocus considers Temenos AG to be Modestly Undervalued.

Key valuation signals for TMNSF:

  • Cyclically Adjusted PS Ratio: 4.79 (42% below median its 10-year median of 8.33)
  • GF Value™: $82.46 vs. price of $78.89 (4.3% below fair value)
  • GF Score™: 80/100 with 2 warning signs
  • Industry Position: 187.7% above the Software median (#1275 of 1590)

No single metric tells the full story. See the TMNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Temenos AG Business Description

Address Esplanade de Pont-Rouge 9C, Geneva, CHE, 1212
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
80GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.89
Price
$82.46
GF Value