SPNS (Sapiens International NV) Research & Development: $72.8 Mil (TTM As of Sep. 2025)

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SPNS Sapiens International Corp NV SPNS
75 GF Score
Price $43.45
GF Value $31.47
! 5 Warning Signs
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What is Sapiens International NV Research & Development?

Sapiens International NV SPNS 75 Research & Development is $72.8 Mil as of Sep. 2025. GuruFocus rates SPNS with a GF Score™ of 75/100 and a GF Value™ of $31.47. The stock has 5 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Sapiens International NV's Research & Development for the three months ended in Sep. 2025 was $21.2 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Sep. 2025 was $72.8 Mil.

Sapiens International NV  (NAS:SPNS) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Sapiens International NV Research & Development Related Terms

Sapiens International NV Research & Development Historical Data

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The historical data trend for Sapiens International NV's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sapiens International NV Research & Development Chart

Sapiens International NV Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.36 54.01 58.66 63.48 66.30

Sapiens International NV Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.45 16.52 16.28 18.83 21.18
SPNS
75GF Score
Sapiens International Corp NV SPNS
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Sapiens International NV Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $72.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $72.8 Mil mean?
Sapiens International NV (SPNS) has a Research & Development of $72.8 Mil as of Sep. 2025. Research and development expense is the total cost for research and development activities. View historical data on Sapiens International NV and its competitors.
Is Sapiens International NV's Research & Development too high?
Sapiens International NV's current Research & Development is $72.8 Mil. Overall, Sapiens International NV has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Sapiens International NV's Research & Development compare to ALKT and VIA?
Sapiens International NV's Research & Development of $72.8 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Software company?
A good Research & Development depends on the Software industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Sapiens International NV and its competitors. Sapiens International NV's current Research & Development is $72.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapiens International NV stock overvalued right now?
Sapiens International NV (SPNS) has a current Research & Development of $72.8 Mil. The stock's GF Value™ is $31.47, compared to a current price of $43.45 — trading 38.1% above its estimated fair value. The current Research & Development is $72.8 Mil. Sapiens International NV's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Sapiens International NV (SPNS), the current Research & Development is $72.8 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sapiens International NV (SPNS) Overvalued in 2026?

Based on GuruFocus' analysis, Sapiens International NV stock appears to be overvalued. The current stock price of $43.45 is trading 38.1% above its estimated GF Value™ of $31.47.

Key valuation signals for SPNS:

  • Research & Development: $72.8 Mil
  • GF Value™: $31.47 vs. price of $43.45 (38.1% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the SPNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sapiens International NV Business Description

Address 26 Harokmim Street, Azrieli Center, Holon, ISR, 5885800
Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector. The company offers software, solutions, and professional services for property & casualty (P&C); reinsurance; life, pension & annuity (L&A); workers' compensation (WC); medical professional liability (MPL); financial & compliance (F&C); and decision modeling for both insurance and financial markets. The group also provides services for project delivery and implementation services, for its Software Solutions portfolio. Geographically, it operates in the region of North America, Rest of the World, and Europe. It generates revenue from Europe.
75GF Score

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Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.45
Price
$31.47
GF Value