SPNS (Sapiens International NV) Loans Receivable: $0.0 Mil (As of Sep. 2025)

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SPNS Sapiens International Corp NV SPNS
75 GF Score
Price $43.45
GF Value $31.47
! 5 Warning Signs
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What is Sapiens International NV Loans Receivable?

Sapiens International NV SPNS 75 Loans Receivable is $0.0 Mil as of Sep. 2025. GuruFocus rates SPNS with a GF Score™ of 75/100 and a GF Value™ of $31.47. The stock has 5 warning signs investors should review.

Sapiens International NV's Loans Receivable for the quarter that ended in Sep. 2025 was $0.0 Mil.

Sapiens International NV Loans Receivable Related Terms

Sapiens International NV Loans Receivable Historical Data

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The historical data trend for Sapiens International NV's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sapiens International NV Loans Receivable Chart

Sapiens International NV Annual Data
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Sapiens International NV Quarterly Data
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SPNS
75GF Score
Sapiens International Corp NV SPNS
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Sapiens International NV Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of $0.0 Mil mean?
Sapiens International NV (SPNS) has a Loans Receivable of $0.0 Mil as of Sep. 2025. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Sapiens International NV and its competitors.
Is Sapiens International NV's Loans Receivable too high?
Sapiens International NV's current Loans Receivable is $0.0 Mil. Overall, Sapiens International NV has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Sapiens International NV's Loans Receivable compare to ALKT and VIA?
Sapiens International NV's Loans Receivable of $0.0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Software company?
A good Loans Receivable depends on the Software industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Sapiens International NV and its competitors. Sapiens International NV's current Loans Receivable is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapiens International NV stock overvalued right now?
Sapiens International NV (SPNS) has a current Loans Receivable of $0.0 Mil. The stock's GF Value™ is $31.47, compared to a current price of $43.45 — trading 38.1% above its estimated fair value. The current Loans Receivable is $0.0 Mil. Sapiens International NV's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For Sapiens International NV (SPNS), the current Loans Receivable is $0.0 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sapiens International NV (SPNS) Overvalued in 2026?

Based on GuruFocus' analysis, Sapiens International NV stock appears to be overvalued. The current stock price of $43.45 is trading 38.1% above its estimated GF Value™ of $31.47.

Key valuation signals for SPNS:

  • Loans Receivable: $0.0 Mil
  • GF Value™: $31.47 vs. price of $43.45 (38.1% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the SPNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sapiens International NV Business Description

Address 26 Harokmim Street, Azrieli Center, Holon, ISR, 5885800
Sapiens International Corp NV is a provider of software solutions for the insurance industry, with an emerging focus on the financial services sector. The company offers software, solutions, and professional services for property & casualty (P&C); reinsurance; life, pension & annuity (L&A); workers' compensation (WC); medical professional liability (MPL); financial & compliance (F&C); and decision modeling for both insurance and financial markets. The group also provides services for project delivery and implementation services, for its Software Solutions portfolio. Geographically, it operates in the region of North America, Rest of the World, and Europe. It generates revenue from Europe.
75GF Score

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Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.45
Price
$31.47
GF Value