ECN Capital (TSX:ECN) EV-to-EBITDA: 21.65 (As of Aug. 02, 2026) — Near Median

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TSX:ECN ECN Capital Corp TSX:ECN
46 GF Score
Price C$3.10
GF Value C$3.32
! 6 Warning Signs
View Full Analysis

What is ECN Capital EV-to-EBITDA?

ECN Capital TSX:ECN +0.32% 46 EV-to-EBITDA is 21.65 as of Aug. 02, 2026, which is 9% below its 10-year median of 23.82. GuruFocus rates TSX:ECN with a GF Score™ of 46/100 and a GF Value™ of C$3.32. The stock has 6 warning signs investors should review.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, ECN Capital's enterprise value is C$1,849.4 Mil. ECN Capital's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was C$85.4 Mil. Therefore, ECN Capital's EV-to-EBITDA for today is 21.65.

The historical rank and industry rank for ECN Capital's EV-to-EBITDA or its related term are showing as below:

TSX:ECN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -172.77   Med: 23.82   Max: 5891.12
Current: 21.65

During the past 13 years, the highest EV-to-EBITDA of ECN Capital was 5891.12. The lowest was -172.77. And the median was 23.82.

TSX:ECN's EV-to-EBITDA is not ranked
in the Banks industry.
Industry Median: 17.05 vs TSX:ECN: 21.65

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-02), ECN Capital's stock price is C$3.10. ECN Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was C$0.079. Therefore, ECN Capital's PE Ratio (TTM) for today is 39.24.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


ECN Capital  (TSX:ECN) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ECN Capital's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.10/0.079
=39.24

ECN Capital's share price for today is C$3.10.
ECN Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$0.079.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


ECN Capital EV-to-EBITDA Related Terms


ECN Capital EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ECN Capital's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ECN Capital EV-to-EBITDA Chart

ECN Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -133.18 42.72 -39.74 39.93 21.66

ECN Capital Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.93 30.52 32.02 25.67 21.66

TSX:ECN vs RKT, FNMA, PFSI: EV-to-EBITDA Comparison

For the Mortgage Finance subindustry, ECN Capital's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ECN Capital EV-to-EBITDA vs Banks Industry

For the Banks industry and Financial Services sector, ECN Capital's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ECN Capital's EV-to-EBITDA falls into.


TSX:ECN
46GF Score
ECN Capital Corp TSX:ECN
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ECN Capital EV-to-EBITDA Calculation

ECN Capital's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=1849.440/85.42
=21.65

ECN Capital's current Enterprise Value is C$1,849.4 Mil.
ECN Capital's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$85.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 21.65 mean?
ECN Capital (TSX:ECN) has a EV-to-EBITDA of 21.65 as of Aug. 02, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ECN Capital. This is near median its historical median of 23.82.
Is ECN Capital's EV-to-EBITDA too high?
ECN Capital's current EV-to-EBITDA of 21.65 is near median its 10-year median of 23.82. The Banks industry median EV-to-EBITDA is 17.05. ECN Capital's value of 21.65 is 27% above this industry median. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's EV-to-EBITDA compare to RKT and FNMA?
ECN Capital's EV-to-EBITDA of 21.65 can be compared against companies in the Banks industry. The industry median EV-to-EBITDA is 17.05. ECN Capital's value of 21.65 is 27% above this benchmark. While the company's 10-year median is 23.82 vs. the industry median of 17.05, ECN Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 17.05, based on 35 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current EV-to-EBITDA of 21.65 is 27% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ECN Capital. For the Banks industry, the median EV-to-EBITDA is 17.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current EV-to-EBITDA is 21.65, which is near median its own 10-year median of 23.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (TSX:ECN) has a current EV-to-EBITDA of 21.65. The stock's GF Value™ is C$3.32, compared to a current price of C$3.10 — trading 6.6% below its estimated fair value. The current EV-to-EBITDA is 21.65, which is near median its 10-year median of 23.82 and 27% above the Banks industry median of 17.05. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For ECN Capital (TSX:ECN), the current EV-to-EBITDA is 21.65 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECN Capital (TSX:ECN) Overvalued in 2026?

Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued. The current stock price of C$3.10 is trading 6.6% below its estimated GF Value™ of C$3.32.

Key valuation signals for TSX:ECN:

  • EV-to-EBITDA: 21.65 (near median its 10-year median of 23.82)
  • GF Value™: C$3.32 vs. price of C$3.10 (6.6% below fair value)
  • GF Score™: 46/100 with 6 warning signs
  • Industry Position: 27% above the Banks median

No single metric tells the full story. See the TSX:ECN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ECN Capital Business Description

Address 199 Bay Street, Suite 4000, Commerce Court West, Toronto, ON, CAN, M5L 1A9
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
46GF Score

Get the complete analysis for TSX:ECN

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$3.10
Price
C$3.32
GF Value