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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ECN Capital's Total Stockholders Equity for the quarter that ended in Dec. 2025 was C$295.1 Mil. ECN Capital's Total Assets for the quarter that ended in Dec. 2025 was C$1,343.8 Mil.
Therefore, ECN Capital's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.22.
The historical rank and industry rank for ECN Capital's Equity-to-Asset or its related term are showing as below:
TSX:ECN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.25 Max: 0.61
Current: 0.22
During the past 13 years, the highest Equity to Asset Ratio of ECN Capital was 0.61. The lowest was 0.14. And the median was 0.25.
TSX:ECN's Equity-to-Asset is not ranked
in the Banks industry.
Industry Median: 0.1
vs TSX:ECN: 0.22
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
ECN Capital Equity-to-Asset Related Terms
ECN Capital Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for ECN Capital's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSX:ECN vs RKT, FNMA, PFSI: Equity-to-Asset Comparison
For the Mortgage Finance subindustry, ECN Capital's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where ECN Capital's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
ECN Capital's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (TSX:ECN) has a Equity-to-Asset of 0.22 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ECN Capital and its competitors. This is 12% below median its historical median of 0.25. Over the past decade, ECN Capital's Equity-to-Asset has ranged from 0.14 to 0.61.
Is ECN Capital's Equity-to-Asset too high?
ECN Capital's current Equity-to-Asset of 0.22 is 12% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.61. The Banks industry median Equity-to-Asset is 0.10. ECN Capital's value of 0.22 is 120% above this industry median. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Equity-to-Asset compare to RKT and FNMA?
ECN Capital's Equity-to-Asset of 0.22 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. ECN Capital's value of 0.22 is 120% above this benchmark. Historically, ECN Capital's own Equity-to-Asset has ranged from 0.14 to 0.61 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.10, ECN Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current Equity-to-Asset of 0.22 is 120% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ECN Capital and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current Equity-to-Asset is 0.22, which is 12% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (TSX:ECN) has a current Equity-to-Asset of 0.22. The stock's GF Value™ is C$3.32, compared to a current price of C$3.10 — trading 6.6% below its estimated fair value. The current Equity-to-Asset is 0.22, which is 12% below median its 10-year median of 0.25 and 120% above the Banks industry median of 0.10. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ECN Capital (TSX:ECN), the current Equity-to-Asset is 0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (TSX:ECN) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of C$3.10 is trading 6.6% below its estimated GF Value™ of C$3.32.
Key valuation signals for TSX:ECN:
Equity-to-Asset: 0.22 (12% below median its 10-year median of 0.25)
GF Value™: C$3.32 vs. price of C$3.10 (6.6% below fair value)
No single metric tells the full story. See the TSX:ECN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
46GF Score
Get the complete analysis for TSX:ECN
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