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ECN CapitalTSX:ECN +0.32%46 5-Year Yield-on-Cost % is 0.49 as of Jul. 16, 2026, which is 2% below its 10-year median of 0.50. GuruFocus rates TSX:ECN with a GF Score™ of 46/100 and a GF Value™ of C$3.32. The stock has 6 warning signs investors should review. Among 1,255 Banks companies, ECN Capital ranks worse than 95.94% on this metric.
ECN Capital's yield on cost for the quarter that ended in Dec. 2025 was 0.49.
The historical rank and industry rank for ECN Capital's 5-Year Yield-on-Cost % or its related term are showing as below:
TSX:ECN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.1 Med: 0.5 Max: 1.03
Current: 0.49
During the past 13 years, ECN Capital's highest Yield on Cost was 1.03. The lowest was 0.10. And the median was 0.50.
TSX:ECN's 5-Year Yield-on-Cost % is ranked worse than 95.94% of 1255
companies
in the Banks industry
Industry Median: 3.88
vs TSX:ECN: 0.49
ECN Capital (TSX:ECN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ECN Capital 5-Year Yield-on-Cost % Related Terms
TSX:ECN vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, ECN Capital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ECN Capital's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of ECN Capital is calculated as
ECN Capital (TSX:ECN) has a 5-Year Yield-on-Cost % of 0.49 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ECN Capital and its competitors. This is near median its historical median of 0.50. Over the past decade, ECN Capital's 5-Year Yield-on-Cost % has ranged from 0.10 to 1.03. According to the industry distribution chart, ECN Capital ranks #1204 out of 1255 companies in the Banks industry, placing it in the top 95.9%.
Is ECN Capital's 5-Year Yield-on-Cost % too high?
ECN Capital's current 5-Year Yield-on-Cost % of 0.49 is near median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.03. The Banks industry median 5-Year Yield-on-Cost % is 3.88. ECN Capital's value of 0.49 is 87.4% below this industry median. Based on the distribution chart, ECN Capital ranks #1204 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #1204 out of 1255 companies for 5-Year Yield-on-Cost %. This places ECN Capital in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. ECN Capital's value of 0.49 is 87.4% below this benchmark. Historically, ECN Capital's own 5-Year Yield-on-Cost % has ranged from 0.10 to 1.03 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 3.88, ECN Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current 5-Year Yield-on-Cost % of 0.49 is 87.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ECN Capital and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current 5-Year Yield-on-Cost % is 0.49, which is near median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (TSX:ECN) has a current 5-Year Yield-on-Cost % of 0.49. The stock's GF Value™ is C$3.32, compared to a current price of C$3.10 — trading 6.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.49, which is near median its 10-year median of 0.50 and 87.4% below the Banks industry median of 3.88. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ECN Capital (TSX:ECN), the current 5-Year Yield-on-Cost % is 0.49 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (TSX:ECN) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of C$3.10 is trading 6.6% below its estimated GF Value™ of C$3.32.
Key valuation signals for TSX:ECN:
5-Year Yield-on-Cost %: 0.49 (near median its 10-year median of 0.50)
GF Value™: C$3.32 vs. price of C$3.10 (6.6% below fair value)
Industry Position: 87.4% below the Banks median (#1204 of 1255)
No single metric tells the full story. See the TSX:ECN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
46GF Score
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