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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. ECN Capital's Total Liabilities for the quarter that ended in Dec. 2025 was C$1,045.5 Mil. ECN Capital's Total Assets for the quarter that ended in Dec. 2025 was C$1,343.8 Mil.
Therefore, ECN Capital's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.78.
ECN Capital (TSX:ECN) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
ECN Capital Liabilities-to-Assets Related Terms
ECN Capital Liabilities-to-Assets Historical Data
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The historical data trend for ECN Capital's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSX:ECN vs RKT, FNMA, PFSI: Liabilities-to-Assets Comparison
For the Mortgage Finance subindustry, ECN Capital's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where ECN Capital's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
ECN Capital's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (TSX:ECN) has a Liabilities-to-Assets of 0.78 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on ECN Capital and its competitors.
Is ECN Capital's Liabilities-to-Assets too high?
ECN Capital's current Liabilities-to-Assets is 0.78. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Liabilities-to-Assets compare to RKT and FNMA?
ECN Capital's Liabilities-to-Assets of 0.78 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on ECN Capital and its competitors. ECN Capital's current Liabilities-to-Assets is 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (TSX:ECN) has a current Liabilities-to-Assets of 0.78. The stock's GF Value™ is C$3.32, compared to a current price of C$3.10 — trading 6.6% below its estimated fair value. The current Liabilities-to-Assets is 0.78. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For ECN Capital (TSX:ECN), the current Liabilities-to-Assets is 0.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (TSX:ECN) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of C$3.10 is trading 6.6% below its estimated GF Value™ of C$3.32.
Key valuation signals for TSX:ECN:
Liabilities-to-Assets: 0.78
GF Value™: C$3.32 vs. price of C$3.10 (6.6% below fair value)
No single metric tells the full story. See the TSX:ECN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
46GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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