Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Muninova Holdings's Enterprise Value is $6,962 Mil.
Muninova Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-457 Mil. Therefore, Muninova Holdings's EV-to-OCF for today is -15.23.
The historical rank and industry rank for Muninova Holdings's EV-to-OCF or its related term are showing as below:
AIFLY'
s EV-to-OCF Range Over the Past 10 Years
Min: -75.19 Med: -10.4 Max: 86.3
Current: -22.27
During the past 13 years, the highest EV-to-OCF of Muninova Holdings was 86.30. The lowest was -75.19. And the median was -10.40.
AIFLY's EV-to-OCF is ranked better than 81.49% of 551
companies
in the Credit Services industry
Industry Median: -0.6
vs AIFLY: -22.27
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Muninova Holdings's PE Ratio (TTM) for today is calculated as:
Muninova Holdings's share price for today is $1.40.
Muninova Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.209.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Muninova Holdings EV-to-OCF Related Terms
Muninova Holdings EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Muninova Holdings's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Muninova Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muninova Holdings EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muninova Holdings's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Muninova Holdings's EV-to-OCF falls into.
Muninova Holdings's current Enterprise Value is $6,962 Mil.
Muninova Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-457 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muninova Holdings (AIFLY) has a EV-to-OCF of -15.23 as of Sep. 20, 2026. According to the industry distribution chart, Muninova Holdings ranks #102 out of 551 companies in the Credit Services industry, placing it in the top 18.5%.
Is Muninova Holdings' EV-to-OCF too high?
Muninova Holdings' current EV-to-OCF is -15.23. Based on the distribution chart, Muninova Holdings ranks #102 out of 551 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Muninova Holdings has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Muninova Holdings' EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Muninova Holdings ranks #102 out of 551 companies for EV-to-OCF. This places Muninova Holdings in the top 19% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Muninova Holdings's current EV-to-OCF is -15.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muninova Holdings stock overvalued right now?
Muninova Holdings (AIFLY) has a current EV-to-OCF of -15.23. The stock's GF Value™ is $1.74, compared to a current price of $1.40 — trading 19.5% below its estimated fair value. The current EV-to-OCF is -15.23. Muninova Holdings' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Muninova Holdings (AIFLY), the current EV-to-OCF is -15.23 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muninova Holdings (AIFLY) Overvalued in 2026?
Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued.
The current stock price of $1.40 is trading 19.5% below its estimated GF Value™ of $1.74.
Key valuation signals for AIFLY:
EV-to-OCF: -15.23
GF Value™: $1.74 vs. price of $1.40 (19.5% below fair value)
No single metric tells the full story. See the AIFLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
71GF Score
Get the complete analysis for AIFLY
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AIFLY has been successfully added to your 
