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Commercial BancgroupCBK +0.09%10 EV-to-OCF is 11.63 as of Aug. 27, 2026, which is 20% above its 10-year median of 9.71. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,493 Banks companies, Commercial Bancgroup ranks worse than 75.89% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Commercial Bancgroup's Enterprise Value is $475.57 Mil.
Commercial Bancgroup's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $40.89 Mil. Therefore, Commercial Bancgroup's EV-to-OCF for today is 11.63.
The historical rank and industry rank for Commercial Bancgroup's EV-to-OCF or its related term are showing as below:
CBK'
s EV-to-OCF Range Over the Past 10 Years
Min: 8.55 Med: 9.71 Max: 12.14
Current: 11.63
During the past 3 years, the highest EV-to-OCF of Commercial Bancgroup was 12.14. The lowest was 8.55. And the median was 9.71.
CBK's EV-to-OCF is ranked worse than 75.89% of 1493
companies
in the Banks industry
Industry Median: 3.86
vs CBK: 11.63
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Commercial Bancgroup's PE Ratio (TTM) for today is calculated as:
Commercial Bancgroup's share price for today is $33.84.
Commercial Bancgroup's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.851.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Commercial Bancgroup EV-to-OCF Related Terms
Commercial Bancgroup EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Commercial Bancgroup's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commercial Bancgroup's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bancgroup EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bancgroup's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Commercial Bancgroup's EV-to-OCF falls into.
Commercial Bancgroup's current Enterprise Value is $475.57 Mil.
Commercial Bancgroup's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $40.89 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bancgroup (CBK) has a EV-to-OCF of 11.63 as of Aug. 27, 2026. This is 20% above median its historical median of 9.71. Over the past decade, Commercial Bancgroup's EV-to-OCF has ranged from 8.55 to 12.14. According to the industry distribution chart, Commercial Bancgroup ranks #1133 out of 1493 companies in the Banks industry, placing it in the top 75.9%.
Is Commercial Bancgroup's EV-to-OCF too high?
Commercial Bancgroup's current EV-to-OCF of 11.63 is 20% above median its 10-year median of 9.71. Over the past 10 years, this metric has ranged from a low of 8.55 to a high of 12.14. The Banks industry median EV-to-OCF is 3.86. Commercial Bancgroup's value of 11.63 is 201.3% above this industry median. Based on the distribution chart, Commercial Bancgroup ranks #1133 out of 1493 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's EV-to-OCF compare to FRBA and GBFH?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #1133 out of 1493 companies for EV-to-OCF. This places Commercial Bancgroup in the lower half of its industry. The industry median EV-to-OCF is 3.86. Commercial Bancgroup's value of 11.63 is 201.3% above this benchmark. Historically, Commercial Bancgroup's own EV-to-OCF has ranged from 8.55 to 12.14 over the past decade. While the company's 10-year median is 9.71 vs. the industry median of 3.86, Commercial Bancgroup has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.86, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bancgroup's current EV-to-OCF of 11.63 is 201.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bancgroup's current EV-to-OCF is 11.63, which is 20% above median its own 10-year median of 9.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current EV-to-OCF of 11.63. The current EV-to-OCF is 11.63, which is 20% above median its 10-year median of 9.71 and 201.3% above the Banks industry median of 3.86. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current EV-to-OCF is 11.63 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
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