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Commercial BancgroupCBK +0.09%10 Pretax Margin % is 53.42% as of Jun. 2026, which is 10% above its 10-year median of 48.60. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Commercial Bancgroup ranks better than 85.75% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Commercial Bancgroup Pretax Margin % Related Terms
Commercial Bancgroup Pretax Margin % Historical Data
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The historical data trend for Commercial Bancgroup's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBK vs FRBA, GBFH, RBB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Commercial Bancgroup's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bancgroup Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bancgroup's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Commercial Bancgroup's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bancgroup (CBK) has a Pretax Margin % of 53.42% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commercial Bancgroup and its competitors. This is 10% above median its historical median of 48.60. Over the past decade, Commercial Bancgroup's Pretax Margin % has ranged from 46.26 to 52.87. According to the industry distribution chart, Commercial Bancgroup ranks #217 out of 1523 companies in the Banks industry, placing it in the top 14.2%.
Is Commercial Bancgroup's Pretax Margin % too high?
Commercial Bancgroup's current Pretax Margin % of 53.42% is 10% above median its 10-year median of 48.60. Over the past 10 years, this metric has ranged from a low of 46.26 to a high of 52.87. The Banks industry median Pretax Margin % is 35.67. Commercial Bancgroup's value of 53.42% is 49.8% above this industry median. Based on the distribution chart, Commercial Bancgroup ranks #217 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's Pretax Margin % compare to FRBA and GBFH?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #217 out of 1523 companies for Pretax Margin %. This places Commercial Bancgroup in the top 14% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 35.67. Commercial Bancgroup's value of 53.42% is 49.8% above this benchmark. Historically, Commercial Bancgroup's own Pretax Margin % has ranged from 46.26 to 52.87 over the past decade. While the company's 10-year median is 48.60 vs. the industry median of 35.67, Commercial Bancgroup has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.67, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bancgroup's current Pretax Margin % of 53.42% is 49.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commercial Bancgroup and its competitors. For the Banks industry, the median Pretax Margin % is 35.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bancgroup's current Pretax Margin % is 53.42%, which is 10% above median its own 10-year median of 48.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current Pretax Margin % of 53.42%. The current Pretax Margin % is 53.42%, which is 10% above median its 10-year median of 48.60 and 49.8% above the Banks industry median of 35.67. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current Pretax Margin % is 53.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
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