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Commercial BancgroupCBK +0.09%10 5-Year Yield-on-Cost % is 0.60 as of Aug. 27, 2026, which is 67% above its 10-year median of 0.36. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,247 Banks companies, Commercial Bancgroup ranks worse than 96.23% on this metric.
Commercial Bancgroup's yield on cost for the quarter that ended in Jun. 2026 was 0.60.
The historical rank and industry rank for Commercial Bancgroup's 5-Year Yield-on-Cost % or its related term are showing as below:
CBK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.3 Med: 0.36 Max: 0.6
Current: 0.6
During the past 3 years, Commercial Bancgroup's highest Yield on Cost was 0.60. The lowest was 0.30. And the median was 0.36.
CBK's 5-Year Yield-on-Cost % is ranked worse than 96.23% of 1247
companies
in the Banks industry
Industry Median: 3.85
vs CBK: 0.60
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Commercial Bancgroup 5-Year Yield-on-Cost % Related Terms
CBK vs FRBA, GBFH, RBB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Commercial Bancgroup's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bancgroup 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bancgroup's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Commercial Bancgroup's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Commercial Bancgroup (CBK) has a 5-Year Yield-on-Cost % of 0.60 as of Aug. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Commercial Bancgroup and its competitors. This is 67% above median its historical median of 0.36. Over the past decade, Commercial Bancgroup's 5-Year Yield-on-Cost % has ranged from 0.30 to 0.60. According to the industry distribution chart, Commercial Bancgroup ranks #1200 out of 1247 companies in the Banks industry, placing it in the top 96.2%.
Is Commercial Bancgroup's 5-Year Yield-on-Cost % too high?
Commercial Bancgroup's current 5-Year Yield-on-Cost % of 0.60 is 67% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.60. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Commercial Bancgroup's value of 0.60 is 84.4% below this industry median. Based on the distribution chart, Commercial Bancgroup ranks #1200 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's 5-Year Yield-on-Cost % compare to FRBA and GBFH?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #1200 out of 1247 companies for 5-Year Yield-on-Cost %. This places Commercial Bancgroup in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Commercial Bancgroup's value of 0.60 is 84.4% below this benchmark. Historically, Commercial Bancgroup's own 5-Year Yield-on-Cost % has ranged from 0.30 to 0.60 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 3.85, Commercial Bancgroup has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bancgroup's current 5-Year Yield-on-Cost % of 0.60 is 84.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Commercial Bancgroup and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bancgroup's current 5-Year Yield-on-Cost % is 0.60, which is 67% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current 5-Year Yield-on-Cost % of 0.60. The current 5-Year Yield-on-Cost % is 0.60, which is 67% above median its 10-year median of 0.36 and 84.4% below the Banks industry median of 3.85. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current 5-Year Yield-on-Cost % is 0.60 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
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