CBK (Commercial Bancgroup) Net Debt Paydown Yield % : -9.24% (As of Aug. 27, 2026)

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CBK Commercial Bancgroup Inc CBK
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Price $33.84
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What is Commercial Bancgroup Net Debt Paydown Yield %?

Commercial Bancgroup CBK +0.09% 10 Net Debt Paydown Yield % is -9.24% as of Aug. 27, 2026. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,413 Banks companies, Commercial Bancgroup ranks worse than 69.85% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Commercial Bancgroup's Net Debt Paydown Yield % was -9.24%.


Commercial Bancgroup  (NAS:CBK) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Commercial Bancgroup Net Debt Paydown Yield % Related Terms


Commercial Bancgroup Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Commercial Bancgroup's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bancgroup Net Debt Paydown Yield % Chart

Commercial Bancgroup Annual Data
Trend Dec23 Dec24 Dec25
Net Debt Paydown Yield %
0.00 0.00 -5.26

Commercial Bancgroup Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -5.26 -6.42 -9.67

CBK vs FRBA, GBFH, RBB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Commercial Bancgroup's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bancgroup Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bancgroup's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Commercial Bancgroup's Net Debt Paydown Yield % falls into.


CBK
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Commercial Bancgroup Inc CBK
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bancgroup Net Debt Paydown Yield % Calculation

Commercial Bancgroup's Net Debt Paydown Yield % for the quarter that ended in Jun. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 98.2-140.99 )/442.40529
=-9.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -9.24% mean?
Commercial Bancgroup (CBK) has a Net Debt Paydown Yield % of -9.24% as of Aug. 27, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Commercial Bancgroup and its competitors. According to the industry distribution chart, Commercial Bancgroup ranks #987 out of 1413 companies in the Banks industry, placing it in the top 69.9%.
Is Commercial Bancgroup's Net Debt Paydown Yield % too high?
Commercial Bancgroup's current Net Debt Paydown Yield % is -9.24%. Based on the distribution chart, Commercial Bancgroup ranks #987 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's Net Debt Paydown Yield % compare to FRBA and GBFH?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #987 out of 1413 companies for Net Debt Paydown Yield %. This places Commercial Bancgroup in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Commercial Bancgroup and its competitors. Commercial Bancgroup's current Net Debt Paydown Yield % is -9.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current Net Debt Paydown Yield % of -9.24%. The current Net Debt Paydown Yield % is -9.24%. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current Net Debt Paydown Yield % is -9.24% as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Commercial Bancgroup Business Description

Address 6710 Cumberland Gap Parkway, Harrogate, TN, USA, 37752
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
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