Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Commercial BancgroupCBK +0.09%10 OCF Margin % is 41.66% as of Jun. 2026, which is 6% below its 10-year median of 44.10. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,492 Banks companies, Commercial Bancgroup ranks better than 68.63% on this metric.
The historical data trend for Commercial Bancgroup's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commercial Bancgroup's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bancgroup OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bancgroup's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Commercial Bancgroup's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bancgroup (CBK) has a OCF Margin % of 41.66% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commercial Bancgroup and its competitors. This is near median its historical median of 44.10. Over the past decade, Commercial Bancgroup's OCF Margin % has ranged from 41.07 to 47.62. According to the industry distribution chart, Commercial Bancgroup ranks #468 out of 1492 companies in the Banks industry, placing it in the top 31.4%.
Is Commercial Bancgroup's OCF Margin % too high?
Commercial Bancgroup's current OCF Margin % of 41.66% is near median its 10-year median of 44.10. Over the past 10 years, this metric has ranged from a low of 41.07 to a high of 47.62. The Banks industry median OCF Margin % is 30.47. Commercial Bancgroup's value of 41.66% is 36.7% above this industry median. Based on the distribution chart, Commercial Bancgroup ranks #468 out of 1492 companies in the Banks industry, which is above the industry midpoint. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's OCF Margin % compare to FRBA and GBFH?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #468 out of 1492 companies for OCF Margin %. This puts Commercial Bancgroup in the upper half of its industry. The industry median OCF Margin % is 30.47. Commercial Bancgroup's value of 41.66% is 36.7% above this benchmark. Historically, Commercial Bancgroup's own OCF Margin % has ranged from 41.07 to 47.62 over the past decade. While the company's 10-year median is 44.10 vs. the industry median of 30.47, Commercial Bancgroup has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.47, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bancgroup's current OCF Margin % of 41.66% is 36.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commercial Bancgroup and its competitors. For the Banks industry, the median OCF Margin % is 30.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bancgroup's current OCF Margin % is 41.66%, which is near median its own 10-year median of 44.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current OCF Margin % of 41.66%. The current OCF Margin % is 41.66%, which is near median its 10-year median of 44.10 and 36.7% above the Banks industry median of 30.47. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current OCF Margin % is 41.66% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
10GF Score
Get the complete analysis for CBK
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CBK has been successfully added to your 
