CEFC (Commercial National Financial (MI)) EV-to-OCF: (As of Sep. 01, 2026)

Commercial National Financial (MI)  (OTCPK:CEFC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Commercial National Financial (MI)'s PE Ratio (TTM) for today is calculated as:

Commercial National Financial (MI)'s share price for today is $15.60.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Commercial National Financial (MI)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.850.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.

Commercial National Financial (MI) EV-to-OCF Related Terms

The historical data trend for Commercial National Financial (MI)'s EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial National Financial (MI) EV-to-OCF Chart

Commercial National Financial (MI) Annual Data
	Trend	Dec02	Dec03	Dec04	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
EV-to-OCF		Get a 7-Day Free Trial					9.51	0.45	4.09	-0.64	3.05

Commercial National Financial (MI) Semi-Annual Data
	Dec98	Dec99	Jun00	Dec00	Jun01	Dec01	Jun02	Dec02	Jun03	Dec03	Jun04	Dec04	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25	Jun26
EV-to-OCF	Get a 7-Day Free Trial															0.45	4.09	-0.64	3.05	0.00

CEFC vs BSPA, LSFG, FMFG: EV-to-OCF Comparison

For the Banks - Regional subindustry, Commercial National Financial (MI)'s EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Commercial National Financial (MI) EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Commercial National Financial (MI)'s EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Commercial National Financial (MI)'s EV-to-OCF falls into.

Commercial National Financial (MI) EV-to-OCF Calculation

Commercial National Financial (MI)'s EV-to-OCF for today is calculated as:

Commercial National Financial (MI)'s current Enterprise Value is $49.13 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Commercial National Financial (MI)'s Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial National Financial (MI) Business Description