LRBI (Lake Ridge Bancorp) EV-to-OCF: (As of Aug. 19, 2026)

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Director of Data and Quant Analytics at GuruFocus
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LRBI Lake Ridge Bancorp Inc LRBI
44 GF Score
Price $162.00
GF Value $128.46
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Lake Ridge Bancorp EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Lake Ridge Bancorp's Enterprise Value is $506.3 Mil. Lake Ridge Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil. Therefore, Lake Ridge Bancorp's EV-to-OCF for today is .

The historical rank and industry rank for Lake Ridge Bancorp's EV-to-OCF or its related term are showing as below:

LRBI' s EV-to-OCF Range Over the Past 10 Years
Min: 12.45   Med: 0   Max: 12.7
Current: 12.7

During the past 13 years, the highest EV-to-OCF of Lake Ridge Bancorp was 12.70. The lowest was 12.45. And the median was .

LRBI's EV-to-OCF is ranked worse than
78.42% of 1497 companies
in the Banks industry
Industry Median: 3.9 vs LRBI: 12.70

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-19), Lake Ridge Bancorp's stock price is $162.00. Lake Ridge Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $16.540. Therefore, Lake Ridge Bancorp's PE Ratio (TTM) for today is 9.79.


Lake Ridge Bancorp  (OTCPK:LRBI) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Lake Ridge Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=162.00/16.540
=9.79

Lake Ridge Bancorp's share price for today is $162.00.
Lake Ridge Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.540.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Lake Ridge Bancorp EV-to-OCF Related Terms


Lake Ridge Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Lake Ridge Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lake Ridge Bancorp EV-to-OCF Chart

Lake Ridge Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 34.08 18.11 10.27

Lake Ridge Bancorp Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 10.27 0.00 0.00

LRBI vs WNEB, FUNC, TRUX: EV-to-OCF Comparison

For the Banks - Regional subindustry, Lake Ridge Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lake Ridge Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Lake Ridge Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Lake Ridge Bancorp's EV-to-OCF falls into.


LRBI
44GF Score
Lake Ridge Bancorp Inc LRBI
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lake Ridge Bancorp EV-to-OCF Calculation

Lake Ridge Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=506.322/0
=

Lake Ridge Bancorp's current Enterprise Value is $506.3 Mil.
Lake Ridge Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Lake Ridge Bancorp (LRBI) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Ridge Bancorp stock appears to be overvalued. The current stock price of $162.00 is trading 26.1% above its estimated GF Value™ of $128.46. GuruFocus considers Lake Ridge Bancorp to be Modestly Overvalued.

Key valuation signals for LRBI:

  • EV-to-OCF:
  • GF Value™: $128.46 vs. price of $162.00 (26.1% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the LRBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lake Ridge Bancorp Business Description

Address 6430 Bridge Road, Monona, WI, USA, 53713
Lake Ridge Bancorp Inc is a bank holding company. It provides a variety of financial services to individual and corporate customers through its subsidiary. The Bank operates as a full-service financial institution, with a primary market area including, but not limited to, Dane County, Rock County, Sauk County, and Green County, Wisconsin. It offers a full range of Business and Personal Financial Services, including Business, Real estate, and Consumer lending, as well as Wealth Management, Mortgage, Agriculture Division, and Financial Advisory services. Its products and services are Digital banking, Loans, Executive banking, Investments, and account cards.
44GF Score

Get the complete analysis for LRBI

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$162.00
Price
$128.46
GF Value