LRBI (Lake Ridge Bancorp) Scaled Net Operating Assets: 0.15 (As of Jun. 2026)

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LRBI Lake Ridge Bancorp Inc LRBI
44 GF Score
Price $162.00
GF Value $128.46
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Lake Ridge Bancorp Scaled Net Operating Assets?

Lake Ridge Bancorp LRBI 44 Scaled Net Operating Assets is 0.15 as of Jun. 2026. GuruFocus rates LRBI with a GF Score™ of 44/100 and a GF Value™ of $128.46 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Lake Ridge Bancorp's operating assets for the quarter that ended in Jun. 2026 was $3,309.8 Mil. Lake Ridge Bancorp's operating liabilities for the quarter that ended in Jun. 2026 was $2,810.6 Mil. Lake Ridge Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $3,335.7 Mil. Therefore, Lake Ridge Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.15.

LRBI
44GF Score
Lake Ridge Bancorp Inc LRBI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Lake Ridge Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Lake Ridge Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3233.553-2756.929)/3135.702
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3275.884 - 42.331
=3233.553

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2976.688 - 219.759 - 0
=2756.929

Lake Ridge Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(3309.774-2810.637)/3335.7
=0.15

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3355.072 - 45.298
=3309.774

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3043.653 - 233.016 - 0
=2810.637

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.15 mean?
Lake Ridge Bancorp (LRBI) has a Scaled Net Operating Assets of 0.15 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Lake Ridge Bancorp and its competitors.
Is Lake Ridge Bancorp's Scaled Net Operating Assets too high?
Lake Ridge Bancorp's current Scaled Net Operating Assets is 0.15. Overall, Lake Ridge Bancorp has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Ridge Bancorp's Scaled Net Operating Assets compare to WNEB and FUNC?
Lake Ridge Bancorp's Scaled Net Operating Assets of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Lake Ridge Bancorp and its competitors. Lake Ridge Bancorp's current Scaled Net Operating Assets is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Ridge Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Ridge Bancorp (LRBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $128.46, compared to a current price of $162.00 — trading 26.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.15. Lake Ridge Bancorp's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Lake Ridge Bancorp (LRBI), the current Scaled Net Operating Assets is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lake Ridge Bancorp (LRBI) Overvalued in 2026?

Based on GuruFocus' analysis, Lake Ridge Bancorp stock appears to be overvalued. The current stock price of $162.00 is trading 26.1% above its estimated GF Value™ of $128.46. GuruFocus considers Lake Ridge Bancorp to be Modestly Overvalued.

Key valuation signals for LRBI:

  • Scaled Net Operating Assets: 0.15
  • GF Value™: $128.46 vs. price of $162.00 (26.1% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the LRBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lake Ridge Bancorp Business Description

Address 6430 Bridge Road, Monona, WI, USA, 53713
Lake Ridge Bancorp Inc is a bank holding company. It provides a variety of financial services to individual and corporate customers through its subsidiary. The Bank operates as a full-service financial institution, with a primary market area including, but not limited to, Dane County, Rock County, Sauk County, and Green County, Wisconsin. It offers a full range of Business and Personal Financial Services, including Business, Real estate, and Consumer lending, as well as Wealth Management, Mortgage, Agriculture Division, and Financial Advisory services. Its products and services are Digital banking, Loans, Executive banking, Investments, and account cards.
44GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$162.00
Price
$128.46
GF Value