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The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-19), Lake Ridge Bancorp's 1-Year Sharpe Ratio is 3.92.
Lake Ridge Bancorp (OTCPK:LRBI) 1-Year Sharpe Ratio Explanation
The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.
Lake Ridge Bancorp 1-Year Sharpe Ratio Related Terms
LRBI vs WNEB, FUNC, TRUX: 1-Year Sharpe Ratio Comparison
For the Banks - Regional subindustry, Lake Ridge Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lake Ridge Bancorp 1-Year Sharpe Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Lake Ridge Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:
* The bar in red indicates where Lake Ridge Bancorp's 1-Year Sharpe Ratio falls into.
Lake Ridge Bancorp 1-Year Sharpe Ratio Calculation
The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.
Lake Ridge Bancorp (LRBI) has a 1-Year Sharpe Ratio of 3.92 as of Aug. 19, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Lake Ridge Bancorp and its competitors.
Is Lake Ridge Bancorp's 1-Year Sharpe Ratio too high?
Lake Ridge Bancorp's current 1-Year Sharpe Ratio is 3.92. Overall, Lake Ridge Bancorp has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lake Ridge Bancorp's 1-Year Sharpe Ratio compare to WNEB and FUNC?
Lake Ridge Bancorp's 1-Year Sharpe Ratio of 3.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Lake Ridge Bancorp and its competitors. Lake Ridge Bancorp's current 1-Year Sharpe Ratio is 3.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lake Ridge Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Lake Ridge Bancorp (LRBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $128.46, compared to a current price of $162.00 — trading 26.1% above its estimated fair value. The current 1-Year Sharpe Ratio is 3.92. Lake Ridge Bancorp's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Lake Ridge Bancorp (LRBI), the current 1-Year Sharpe Ratio is 3.92 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lake Ridge Bancorp (LRBI) Overvalued in 2026?
Based on GuruFocus' analysis, Lake Ridge Bancorp stock appears to be overvalued.
The current stock price of $162.00 is trading 26.1% above its estimated GF Value™ of $128.46.
GuruFocus considers Lake Ridge Bancorp to be Modestly Overvalued.
Key valuation signals for LRBI:
1-Year Sharpe Ratio: 3.92
GF Value™: $128.46 vs. price of $162.00 (26.1% above fair value)
No single metric tells the full story. See the LRBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lake Ridge Bancorp Inc is a bank holding company. It provides a variety of financial services to individual and corporate customers through its subsidiary. The Bank operates as a full-service financial institution, with a primary market area including, but not limited to, Dane County, Rock County, Sauk County, and Green County, Wisconsin. It offers a full range of Business and Personal Financial Services, including Business, Real estate, and Consumer lending, as well as Wealth Management, Mortgage, Agriculture Division, and Financial Advisory services. Its products and services are Digital banking, Loans, Executive banking, Investments, and account cards.
44GF Score
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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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