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Qfin HoldingsMEX:QFINN +1.05%37 EV-to-OCF is 0.65 as of Aug. 26, 2026, which is 73% below its 10-year median of 2.44. GuruFocus rates MEX:QFINN with a GF Score™ of 37/100 and a GF Value™ of MXN452.11 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 547 Credit Services companies, Qfin Holdings ranks worse than 52.29% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Qfin Holdings's Enterprise Value is MXN14,885 Mil.
Qfin Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was MXN22,788 Mil. Therefore, Qfin Holdings's EV-to-OCF for today is 0.65.
The historical rank and industry rank for Qfin Holdings's EV-to-OCF or its related term are showing as below:
MEX:QFINN'
s EV-to-OCF Range Over the Past 10 Years
Min: -36.52 Med: 2.44 Max: 8.67
Current: 0.62
During the past 10 years, the highest EV-to-OCF of Qfin Holdings was 8.67. The lowest was -36.52. And the median was 2.44.
MEX:QFINN's EV-to-OCF is ranked worse than 52.29% of 547
companies
in the Credit Services industry
Industry Median: -0.22
vs MEX:QFINN: 0.62
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Qfin Holdings's PE Ratio (TTM) for today is calculated as:
Qfin Holdings's share price for today is MXN192.00.
Qfin Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN74.954.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Qfin Holdings EV-to-OCF Related Terms
Qfin Holdings EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Qfin Holdings's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:QFINN vs ATLC, EZPW, ECPG: EV-to-OCF Comparison
For the Credit Services subindustry, Qfin Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qfin Holdings EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qfin Holdings's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Qfin Holdings's EV-to-OCF falls into.
Qfin Holdings's current Enterprise Value is MXN14,885 Mil.
Qfin Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN22,788 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qfin Holdings (MEX:QFINN) has a EV-to-OCF of 0.65 as of Aug. 26, 2026. This is 73% below median its historical median of 2.44. According to the industry distribution chart, Qfin Holdings ranks #286 out of 547 companies in the Credit Services industry, placing it in the top 52.3%.
Is Qfin Holdings' EV-to-OCF too high?
Qfin Holdings' current EV-to-OCF of 0.65 is 73% below median its 10-year median of 2.44. Based on the distribution chart, Qfin Holdings ranks #286 out of 547 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qfin Holdings has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qfin Holdings' EV-to-OCF compare to ATLC and EZPW?
According to the Credit Services industry distribution chart, Qfin Holdings ranks #286 out of 547 companies for EV-to-OCF. This places Qfin Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Qfin Holdings's current EV-to-OCF is 0.65, which is 73% below median its own 10-year median of 2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qfin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Qfin Holdings (MEX:QFINN) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN452.11, compared to a current price of MXN192.00 — trading 57.5% below its estimated fair value. The current EV-to-OCF is 0.65, which is 73% below median its 10-year median of 2.44. Qfin Holdings' overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Qfin Holdings (MEX:QFINN), the current EV-to-OCF is 0.65 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qfin Holdings (MEX:QFINN) Overvalued in 2026?
Based on GuruFocus' analysis, Qfin Holdings stock appears to be undervalued.
The current stock price of MXN192.00 is trading 57.5% below its estimated GF Value™ of MXN452.11.
GuruFocus considers Qfin Holdings to be Significantly Undervalued.
Key valuation signals for MEX:QFINN:
EV-to-OCF: 0.65 (73% below median its 10-year median of 2.44)
GF Value™: MXN452.11 vs. price of MXN192.00 (57.5% below fair value)
No single metric tells the full story. See the MEX:QFINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
37GF Score
Get the complete analysis for MEX:QFINN
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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