Bank of America (XSWX:BAC) EV-to-OCF: 11.10 (As of Jul. 21, 2026) — 62% Above Median

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XSWX:BAC Bank of America Corp XSWX:BAC
75 GF Score
Price CHF49.52
GF Value CHF41.32
! 7 Warning Signs
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What is Bank of America EV-to-OCF?

Bank of America XSWX:BAC -0.31% 75 EV-to-OCF is 11.10 as of Jul. 21, 2026, which is 62% above its 10-year median of 6.85. GuruFocus rates XSWX:BAC with a GF Score™ of 75/100 and a GF Value™ of CHF41.32. The stock has 7 warning signs investors should review. Among 1,497 Banks companies, Bank of America ranks worse than 73.81% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Bank of America's Enterprise Value is CHF493,661 Mil. Bank of America's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was CHF44,491 Mil. Therefore, Bank of America's EV-to-OCF for today is 11.10.

The historical rank and industry rank for Bank of America's EV-to-OCF or its related term are showing as below:

XSWX:BAC' s EV-to-OCF Range Over the Past 10 Years
Min: -1310.25   Med: 6.85   Max: 160.64
Current: 10.78

During the past 13 years, the highest EV-to-OCF of Bank of America was 160.64. The lowest was -1310.25. And the median was 6.85.

XSWX:BAC's EV-to-OCF is ranked worse than
73.81% of 1497 companies
in the Banks industry
Industry Median: 3.75 vs XSWX:BAC: 10.78

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-21), Bank of America's stock price is CHF49.52. Bank of America's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF3.466. Therefore, Bank of America's PE Ratio (TTM) for today is 14.29.


Bank of America  (XSWX:BAC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of America's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=49.52/3.466
=14.29

Bank of America's share price for today is CHF49.52.
Bank of America's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF3.466.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of America EV-to-OCF Related Terms


Bank of America EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Bank of America's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of America EV-to-OCF Chart

Bank of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -46.24 -56.69 6.38 -44.05 43.55

Bank of America Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.34 8.38 43.55 8.95 0.00

XSWX:BAC vs WFC, C, BNY: EV-to-OCF Comparison

For the Banks - Diversified subindustry, Bank of America's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of America EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Bank of America's EV-to-OCF falls into.


XSWX:BAC
75GF Score
Bank of America Corp XSWX:BAC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of America EV-to-OCF Calculation

Bank of America's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=493660.772/44490.899
=11.10

Bank of America's current Enterprise Value is CHF493,661 Mil.
Bank of America's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF44,491 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 11.10 mean?
Bank of America (XSWX:BAC) has a EV-to-OCF of 11.10 as of Jul. 21, 2026. This is 62% above median its historical median of 6.85. According to the industry distribution chart, Bank of America ranks #1105 out of 1497 companies in the Banks industry, placing it in the top 73.8%.
Is Bank of America's EV-to-OCF too high?
Bank of America's current EV-to-OCF of 11.10 is 62% above median its 10-year median of 6.85. The Banks industry median EV-to-OCF is 3.75. Bank of America's value of 11.10 is 196% above this industry median. Based on the distribution chart, Bank of America ranks #1105 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of America has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's EV-to-OCF compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #1105 out of 1497 companies for EV-to-OCF. This places Bank of America in the lower half of its industry. The industry median EV-to-OCF is 3.75. Bank of America's value of 11.10 is 196% above this benchmark. While the company's 10-year median is 6.85 vs. the industry median of 3.75, Bank of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.75, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current EV-to-OCF of 11.10 is 196% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current EV-to-OCF is 11.10, which is 62% above median its own 10-year median of 6.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (XSWX:BAC) has a current EV-to-OCF of 11.10. The stock's GF Value™ is CHF41.32, compared to a current price of CHF49.52 — trading 19.8% above its estimated fair value. The current EV-to-OCF is 11.10, which is 62% above median its 10-year median of 6.85 and 196% above the Banks industry median of 3.75. Bank of America's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bank of America (XSWX:BAC), the current EV-to-OCF is 11.10 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (XSWX:BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of CHF49.52 is trading 19.8% above its estimated GF Value™ of CHF41.32.

Key valuation signals for XSWX:BAC:

  • EV-to-OCF: 11.10 (62% above median its 10-year median of 6.85)
  • GF Value™: CHF41.32 vs. price of CHF49.52 (19.8% above fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 196% above the Banks median (#1105 of 1497)

No single metric tells the full story. See the XSWX:BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
75GF Score

Get the complete analysis for XSWX:BAC

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF49.52
Price
CHF41.32
GF Value