Bank of America (XSWX:BAC) Total Payout Ratio: 1.06 (As of Jul. 14, 2026)

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XSWX:BAC Bank of America Corp XSWX:BAC
78 GF Score
Price CHF48.07
GF Value CHF40.39
! 7 Warning Signs
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What is Bank of America Total Payout Ratio?

Bank of America XSWX:BAC 78 Total Payout Ratio is 1.06 as of Jul. 14, 2026. GuruFocus rates XSWX:BAC with a GF Score™ of 78/100 and a GF Value™ of CHF40.39. The stock has 7 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Bank of America's current Total Payout Ratio is 1.06.

Bank of America Total Payout Ratio Related Terms

Bank of America Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank of America's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of America Total Payout Ratio Chart

Bank of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 0.50 0.52 0.84 1.02

Bank of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 1.05 0.92 1.15 1.15

XSWX:BAC vs WFC, C, BNY: Total Payout Ratio Comparison

For the Banks - Diversified subindustry, Bank of America's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of America Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank of America's Total Payout Ratio falls into.


XSWX:BAC
78GF Score
Bank of America Corp XSWX:BAC
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Bank of America's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-17079.958 + 0 + -7620.755) / 24312.622
=1.02

Bank of America's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-5700.052 + 0 + -2067.45) / 6758.183
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.06 mean?
Bank of America (XSWX:BAC) has a Total Payout Ratio of 1.06 as of Jul. 14, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bank of America and its competitors.
Is Bank of America's Total Payout Ratio too high?
Bank of America's current Total Payout Ratio is 1.06. Overall, Bank of America has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Total Payout Ratio compare to WFC and C?
Bank of America's Total Payout Ratio of 1.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bank of America and its competitors. Bank of America's current Total Payout Ratio is 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (XSWX:BAC) has a current Total Payout Ratio of 1.06. The stock's GF Value™ is CHF40.39, compared to a current price of CHF48.07 — trading 19% above its estimated fair value. The current Total Payout Ratio is 1.06. Bank of America's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Bank of America (XSWX:BAC), the current Total Payout Ratio is 1.06 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (XSWX:BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of CHF48.07 is trading 19% above its estimated GF Value™ of CHF40.39.

Key valuation signals for XSWX:BAC:

  • Total Payout Ratio: 1.06
  • GF Value™: CHF40.39 vs. price of CHF48.07 (19% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the XSWX:BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
78GF Score

Get the complete analysis for XSWX:BAC

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF48.07
Price
CHF40.39
GF Value