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Bank of AmericaXSWX:BAC -0.25%78 Shiller PE Ratio is 18.53 as of Aug. 09, 2026, which is 11% below its 10-year median of 20.72. GuruFocus rates XSWX:BAC with a GF Score™ of 78/100 and a GF Value™ of CHF43.21. The stock has 6 warning signs investors should review. Among 1,242 Banks companies, Bank of America ranks worse than 74.48% on this metric.
As of today (2026-08-09), Bank of America's current share price is CHF50.95. Bank of America's E10 for the quarter that ended in Jun. 2026 was CHF2.75. Bank of America's Shiller PE Ratio for today is 18.53.
The historical rank and industry rank for Bank of America's Shiller PE Ratio or its related term are showing as below:
XSWX:BAC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.95 Med: 20.72 Max: 52.77
Current: 18.72
During the past years, Bank of America's highest Shiller PE Ratio was 52.77. The lowest was 9.95. And the median was 20.72.
XSWX:BAC's Shiller PE Ratio is ranked worse than 74.48% of 1242
companies
in the Banks industry
Industry Median: 13.935
vs XSWX:BAC: 18.72
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Bank of America's adjusted earnings per share data for the three months ended in Jun. 2026 was CHF0.967. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is CHF2.75 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Bank of America (XSWX:BAC) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Bank of America Shiller PE Ratio Related Terms
Bank of America Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Bank of America's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:BAC vs WFC, C, BNY: Shiller PE Ratio Comparison
For the Banks - Diversified subindustry, Bank of America's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of America Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of America's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Bank of America's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Bank of America's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of America's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Bank of America's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Bank of America (XSWX:BAC) has a Shiller PE Ratio of 18.53 as of Aug. 09, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank of America and its competitors. This is 11% below median its historical median of 20.72. Over the past decade, Bank of America's Shiller PE Ratio has ranged from 9.95 to 52.77. According to the industry distribution chart, Bank of America ranks #925 out of 1242 companies in the Banks industry, placing it in the top 74.5%.
Is Bank of America's Shiller PE Ratio too high?
Bank of America's current Shiller PE Ratio of 18.53 is 11% below median its 10-year median of 20.72. Over the past 10 years, this metric has ranged from a low of 9.95 to a high of 52.77. The Banks industry median Shiller PE Ratio is 13.94. Bank of America's value of 18.53 is 33% above this industry median. Based on the distribution chart, Bank of America ranks #925 out of 1242 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of America has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Shiller PE Ratio compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #925 out of 1242 companies for Shiller PE Ratio. This places Bank of America in the lower half of its industry. The industry median Shiller PE Ratio is 13.94. Bank of America's value of 18.53 is 33% above this benchmark. Historically, Bank of America's own Shiller PE Ratio has ranged from 9.95 to 52.77 over the past decade. While the company's 10-year median is 20.72 vs. the industry median of 13.94, Bank of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current Shiller PE Ratio of 18.53 is 33% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank of America and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current Shiller PE Ratio is 18.53, which is 11% below median its own 10-year median of 20.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (XSWX:BAC) has a current Shiller PE Ratio of 18.53. The stock's GF Value™ is CHF43.21, compared to a current price of CHF50.95 — trading 17.9% above its estimated fair value. The current Shiller PE Ratio is 18.53, which is 11% below median its 10-year median of 20.72 and 33% above the Banks industry median of 13.94. Bank of America's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Bank of America (XSWX:BAC), the current Shiller PE Ratio is 18.53 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of America (XSWX:BAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of America stock appears to be overvalued.
The current stock price of CHF50.95 is trading 17.9% above its estimated GF Value™ of CHF43.21.
Key valuation signals for XSWX:BAC:
Shiller PE Ratio: 18.53 (11% below median its 10-year median of 20.72)
GF Value™: CHF43.21 vs. price of CHF50.95 (17.9% above fair value)
Industry Position: 33% above the Banks median (#925 of 1242)
No single metric tells the full story. See the XSWX:BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
78GF Score
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