Bank of America (XSWX:BAC) 3-1 Month Momentum %: 5.40% (As of Jul. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:BAC Bank of America Corp XSWX:BAC
78 GF Score
Price CHF49.52
GF Value CHF40.23
! 7 Warning Signs
View Full Analysis

What is Bank of America 3-1 Month Momentum %?

Bank of America XSWX:BAC +0.72% 78 3-1 Month Momentum % is 5.40% as of Jul. 16, 2026. GuruFocus rates XSWX:BAC with a GF Score™ of 78/100 and a GF Value™ of CHF40.23. The stock has 7 warning signs investors should review. Among 1,565 Banks companies, Bank of America ranks better than 55.08% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-16), Bank of America's 3-1 Month Momentum % is 5.40%.

The industry rank for Bank of America's 3-1 Month Momentum % or its related term are showing as below:

XSWX:BAC's 3-1 Month Momentum % is ranked better than
55.08% of 1565 companies
in the Banks industry
Industry Median: 1.77 vs XSWX:BAC: 5.40

Bank of America  (XSWX:BAC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Bank of America 3-1 Month Momentum % Related Terms


XSWX:BAC vs WFC, C, BNY: 3-1 Month Momentum % Comparison

For the Banks - Diversified subindustry, Bank of America's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of America 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Bank of America's 3-1 Month Momentum % falls into.


XSWX:BAC
78GF Score
Bank of America Corp XSWX:BAC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America  (XSWX:BAC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 5.40% mean?
Bank of America (XSWX:BAC) has a 3-1 Month Momentum % of 5.40% as of Jul. 16, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank of America and its competitors. According to the industry distribution chart, Bank of America ranks #703 out of 1565 companies in the Banks industry, placing it in the top 44.9%.
Is Bank of America's 3-1 Month Momentum % too high?
Bank of America's current 3-1 Month Momentum % is 5.40%. The Banks industry median 3-1 Month Momentum % is 1.77. Bank of America's value of 5.40% is 205.1% above this industry median. Based on the distribution chart, Bank of America ranks #703 out of 1565 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of America has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's 3-1 Month Momentum % compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #703 out of 1565 companies for 3-1 Month Momentum %. This puts Bank of America in the upper half of its industry. The industry median 3-1 Month Momentum % is 1.77. Bank of America's value of 5.40% is 205.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 1.77, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current 3-1 Month Momentum % of 5.40% is 205.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank of America and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 1.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current 3-1 Month Momentum % is 5.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (XSWX:BAC) has a current 3-1 Month Momentum % of 5.40%. The stock's GF Value™ is CHF40.23, compared to a current price of CHF49.52 — trading 23.1% above its estimated fair value. The current 3-1 Month Momentum % is 5.40% and 205.1% above the Banks industry median of 1.77. Bank of America's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bank of America (XSWX:BAC), the current 3-1 Month Momentum % is 5.40% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (XSWX:BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of CHF49.52 is trading 23.1% above its estimated GF Value™ of CHF40.23.

Key valuation signals for XSWX:BAC:

  • 3-1 Month Momentum %: 5.40%
  • GF Value™: CHF40.23 vs. price of CHF49.52 (23.1% above fair value)
  • GF Score™: 78/100 with 7 warning signs
  • Industry Position: 205.1% above the Banks median (#703 of 1565)

No single metric tells the full story. See the XSWX:BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
78GF Score

Get the complete analysis for XSWX:BAC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF49.52
Price
CHF40.23
GF Value