Bank of America (XSWX:BAC) 3-Year Share Buyback Ratio: 3.40% (As of Mar. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:BAC Bank of America Corp XSWX:BAC
76 GF Score
Price CHF50.66
GF Value CHF41.21
! 7 Warning Signs
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What is Bank of America 3-Year Share Buyback Ratio?

Bank of America XSWX:BAC +1.80% 76 3-Year Share Buyback Ratio is 3.40 as of Mar. 2026. GuruFocus rates XSWX:BAC with a GF Score™ of 76/100 and a GF Value™ of CHF41.21. The stock has 7 warning signs investors should review. Among 1,038 Banks companies, Bank of America ranks better than 94.51% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Bank of America's current 3-Year Share Buyback Ratio was 3.40%.

The historical rank and industry rank for Bank of America's 3-Year Share Buyback Ratio or its related term are showing as below:

XSWX:BAC' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -47.2   Med: -1.6   Max: 5.8
Current: 3.4

During the past 13 years, Bank of America's highest 3-Year Share Buyback Ratio was 5.80%. The lowest was -47.20%. And the median was -1.60%.

XSWX:BAC's 3-Year Share Buyback Ratio is ranked better than
94.51% of 1038 companies
in the Banks industry
Industry Median: -0.2 vs XSWX:BAC: 3.40

Bank of America (XSWX:BAC) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Bank of America 3-Year Share Buyback Ratio Related Terms


XSWX:BAC vs WFC, C, BNY: 3-Year Share Buyback Ratio Comparison

For the Banks - Diversified subindustry, Bank of America's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of America 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Bank of America's 3-Year Share Buyback Ratio falls into.


XSWX:BAC
76GF Score
Bank of America Corp XSWX:BAC
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 3.40 mean?
Bank of America (XSWX:BAC) has a 3-Year Share Buyback Ratio of 3.40 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Bank of America and its competitors. According to the industry distribution chart, Bank of America ranks #57 out of 1038 companies in the Banks industry, placing it in the top 5.5%.
Is Bank of America's 3-Year Share Buyback Ratio too high?
Bank of America's current 3-Year Share Buyback Ratio is 3.40. Based on the distribution chart, Bank of America ranks #57 out of 1038 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of America has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's 3-Year Share Buyback Ratio compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #57 out of 1038 companies for 3-Year Share Buyback Ratio. This places Bank of America in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Bank of America and its competitors. Bank of America's current 3-Year Share Buyback Ratio is 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (XSWX:BAC) has a current 3-Year Share Buyback Ratio of 3.40. The stock's GF Value™ is CHF41.21, compared to a current price of CHF50.66 — trading 22.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is 3.40. Bank of America's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Bank of America (XSWX:BAC), the current 3-Year Share Buyback Ratio is 3.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (XSWX:BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of CHF50.66 is trading 22.9% above its estimated GF Value™ of CHF41.21.

Key valuation signals for XSWX:BAC:

  • 3-Year Share Buyback Ratio: 3.40
  • GF Value™: CHF41.21 vs. price of CHF50.66 (22.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the XSWX:BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
76GF Score

Get the complete analysis for XSWX:BAC

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF50.66
Price
CHF41.21
GF Value