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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, India Shelter Finance's Enterprise Value is ₹144,875 Mil.
India Shelter Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,438 Mil. Therefore, India Shelter Finance's EV-to-EBIT ratio for today is 26.64.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, India Shelter Finance's Enterprise Value is ₹144,875 Mil.
India Shelter Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,562 Mil. Therefore, India Shelter Finance's EV-to-EBITDA ratio for today is 26.05.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
India Shelter Finance (BOM:544044) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
India Shelter Finance's current Enterprise Value is ₹144,875 Mil.
India Shelter Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,438 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
India Shelter Finance's EV-to-EBITDA for today is:
India Shelter Finance's current Enterprise Value is ₹144,875 Mil.
India Shelter Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,562 Mil.
India Shelter Finance's current Enterprise Value is ₹144,875 Mil.
India Shelter Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹13,787 Mil.
India Shelter Finance's current Enterprise Value is ₹144,875 Mil.
India Shelter Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
India Shelter Finance's current Enterprise Value is ₹144,875 Mil.
India Shelter Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Shelter Finance Enterprise Value Related Terms
India Shelter Finance Enterprise Value Historical Data
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The historical data trend for India Shelter Finance's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544044 vs RKT, FNMA, PFSI: Enterprise Value Comparison
For the Mortgage Finance subindustry, India Shelter Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Shelter Finance Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, India Shelter Finance's Enterprise Value distribution charts can be found below:
* The bar in red indicates where India Shelter Finance's Enterprise Value falls into.
India Shelter Finance Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
India Shelter Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of ₹144,875 Mil mean?
India Shelter Finance (BOM:544044) has a Enterprise Value of ₹144,875 Mil as of Jul. 20, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on India Shelter Finance and its competitors.
Is India Shelter Finance's Enterprise Value too high?
India Shelter Finance's current Enterprise Value is ₹144,875 Mil. Overall, India Shelter Finance has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does India Shelter Finance's Enterprise Value compare to RKT and FNMA?
India Shelter Finance's Enterprise Value of ₹144,875 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on India Shelter Finance and its competitors. India Shelter Finance's current Enterprise Value is ₹144,875 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Shelter Finance stock overvalued right now?
India Shelter Finance (BOM:544044) has a current Enterprise Value of ₹144,875 Mil. The current Enterprise Value is ₹144,875 Mil. India Shelter Finance's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For India Shelter Finance (BOM:544044), the current Enterprise Value is ₹144,875 Mil as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
India Shelter Finance Corporation Ltd caters to the housing needs of the self-employed, informal segment of customers, belonging to the middle income, predominantly from semi-urban and rural markets. It is engaged in providing secured retail home loans, home equity loans, and loans against property to borrowers for a period of up to twenty years. These loans are mainly to be used by borrowers for home purchase, home improvements, home extension, and the construction of dwelling units on plots owned by borrowers. Geographically, the company's operations are spread across different regions in India.
38GF Score
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