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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. India Shelter Finance's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was ₹232 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹859 Mil.
India Shelter Finance (BOM:544044) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
India Shelter Finance Selling, General, & Admin. Expense Related Terms
India Shelter Finance Selling, General, & Admin. Expense Historical Data
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The historical data trend for India Shelter Finance's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Shelter Finance Selling, General, & Admin. Expense Chart
BOM:544044 vs RKT, FNMA, PFSI: Selling, General, & Admin. Expense Comparison
For the Mortgage Finance subindustry, India Shelter Finance's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Shelter Finance Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, India Shelter Finance's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where India Shelter Finance's Selling, General, & Admin. Expense falls into.
India Shelter Finance Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹859 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of ₹859 Mil mean?
India Shelter Finance (BOM:544044) has a Selling, General, & Admin. Expense of ₹859 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on India Shelter Finance and its competitors.
Is India Shelter Finance's Selling, General, & Admin. Expense too high?
India Shelter Finance's current Selling, General, & Admin. Expense is ₹859 Mil. Overall, India Shelter Finance has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does India Shelter Finance's Selling, General, & Admin. Expense compare to RKT and FNMA?
India Shelter Finance's Selling, General, & Admin. Expense of ₹859 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on India Shelter Finance and its competitors. India Shelter Finance's current Selling, General, & Admin. Expense is ₹859 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Shelter Finance stock overvalued right now?
Based on GuruFocus' analysis, India Shelter Finance (BOM:544044) is currently considered Possible Value Trap. The stock's GF Value™ is ₹1,061.17, compared to a current price of ₹681.55 — trading 35.8% below its estimated fair value. The current Selling, General, & Admin. Expense is ₹859 Mil. India Shelter Finance's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For India Shelter Finance (BOM:544044), the current Selling, General, & Admin. Expense is ₹859 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is India Shelter Finance (BOM:544044) Overvalued in 2026?
Based on GuruFocus' analysis, India Shelter Finance stock appears to be undervalued.
The current stock price of ₹681.55 is trading 35.8% below its estimated GF Value™ of ₹1,061.17.
GuruFocus considers India Shelter Finance to be Possible Value Trap.
Key valuation signals for BOM:544044:
Selling, General, & Admin. Expense: ₹859 Mil
GF Value™: ₹1,061.17 vs. price of ₹681.55 (35.8% below fair value)
No single metric tells the full story. See the BOM:544044 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
India Shelter Finance Corporation Ltd caters to the housing needs of the self-employed, informal segment of customers, belonging to the middle income, predominantly from semi-urban and rural markets. It is engaged in providing secured retail home loans, home equity loans, and loans against property to borrowers for a period of up to twenty years. These loans are mainly to be used by borrowers for home purchase, home improvements, home extension, and the construction of dwelling units on plots owned by borrowers. Geographically, the company's operations are spread across different regions in India.
64GF Score
Get the complete analysis for BOM:544044
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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