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India Shelter FinanceBOM:544044 +3.51%59 Dividend Yield % is 1.49% as of Sep. 04, 2026, which is 140% above its 10-year median of 0.62. GuruFocus rates BOM:544044 with a GF Score™ of 59/100 and a GF Value™ of ₹1,168.89 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,242 Banks companies, India Shelter Finance ranks worse than 84.14% on this metric.
As of today (2026-09-04), the Trailing Annual Dividend Yield of India Shelter Finance is 1.49%.
Good Sign:
India Shelter Finance Corporation Ltd stock Dividend Yield % is close to 2-year high.
The historical rank and industry rank for India Shelter Finance's Dividend Yield % or its related term are showing as below:
BOM:544044'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.51 Med: 0.62 Max: 1.59
Current: 1.49
During the past 6 years, the highest Dividend Yield of India Shelter Finance was 1.59%. The lowest was 0.51%. And the median was 0.62%.
BOM:544044's Dividend Yield % is ranked worse than 84.14% of 1242
companies
in the Banks industry
Industry Median: 2.99
vs BOM:544044: 1.49
India Shelter Finance (BOM:544044) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
India Shelter Finance Dividend Yield % Related Terms
India Shelter Finance Dividend Yield % Historical Data
* Premium members only.
The historical data trend for India Shelter Finance's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544044 vs RKT, FNMA, PFSI: Dividend Yield % Comparison
For the Mortgage Finance subindustry, India Shelter Finance's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Shelter Finance Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, India Shelter Finance's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where India Shelter Finance's Dividend Yield % falls into.
India Shelter Finance Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
India Shelter Finance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 10.000000
2026-06-19
2026-06-19
2026-07-18
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
India Shelter Finance's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Shelter Finance (BOM:544044) has a Dividend Yield % of 1.49% as of Sep. 04, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on India Shelter Finance and its competitors. This is 140% above median its historical median of 0.62. Over the past decade, India Shelter Finance's Dividend Yield % has ranged from 0.51 to 1.59. According to the industry distribution chart, India Shelter Finance ranks #1045 out of 1242 companies in the Banks industry, placing it in the top 84.1%.
Is India Shelter Finance's Dividend Yield % too high?
India Shelter Finance's current Dividend Yield % of 1.49% is 140% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.59. The Banks industry median Dividend Yield % is 2.99. India Shelter Finance's value of 1.49% is 50.2% below this industry median. Based on the distribution chart, India Shelter Finance ranks #1045 out of 1242 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, India Shelter Finance has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does India Shelter Finance's Dividend Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, India Shelter Finance ranks #1045 out of 1242 companies for Dividend Yield %. This places India Shelter Finance in the lower half of its industry. The industry median Dividend Yield % is 2.99. India Shelter Finance's value of 1.49% is 50.2% below this benchmark. Historically, India Shelter Finance's own Dividend Yield % has ranged from 0.51 to 1.59 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 2.99, India Shelter Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Shelter Finance's current Dividend Yield % of 1.49% is 50.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on India Shelter Finance and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Shelter Finance's current Dividend Yield % is 1.49%, which is 140% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Shelter Finance stock overvalued right now?
Based on GuruFocus' analysis, India Shelter Finance (BOM:544044) is currently considered Possible Value Trap. The stock's GF Value™ is ₹1,168.89, compared to a current price of ₹670.50 — trading 42.6% below its estimated fair value. The current Dividend Yield % is 1.49%, which is 140% above median its 10-year median of 0.62 and 50.2% below the Banks industry median of 2.99. India Shelter Finance's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For India Shelter Finance (BOM:544044), the current Dividend Yield % is 1.49% as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is India Shelter Finance (BOM:544044) Overvalued in 2026?
Based on GuruFocus' analysis, India Shelter Finance stock appears to be undervalued.
The current stock price of ₹670.50 is trading 42.6% below its estimated GF Value™ of ₹1,168.89.
GuruFocus considers India Shelter Finance to be Possible Value Trap.
Key valuation signals for BOM:544044:
Dividend Yield %: 1.49% (140% above median its 10-year median of 0.62)
GF Value™: ₹1,168.89 vs. price of ₹670.50 (42.6% below fair value)
Industry Position: 50.2% below the Banks median (#1045 of 1242)
No single metric tells the full story. See the BOM:544044 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
India Shelter Finance Corporation Ltd caters to the housing needs of the self-employed, informal segment of customers, belonging to the middle income, predominantly from semi-urban and rural markets. It is engaged in providing secured retail home loans, home equity loans, and loans against property to borrowers for a period of up to twenty years. These loans are mainly to be used by borrowers for home purchase, home improvements, home extension, and the construction of dwelling units on plots owned by borrowers. Geographically, the company's operations are spread across different regions in India.
59GF Score
Get the complete analysis for BOM:544044
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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