India Shelter Finance (BOM:544044) GF Score: 38/100 (As of Aug. 03, 2026) — 192% Above Median

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BOM:544044 India Shelter Finance Corporation Ltd BOM:544044
38 GF Score
Price ₹727.60
! 5 Warning Signs
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What is India Shelter Finance GF Score?

India Shelter Finance BOM:544044 +1.27% 38 GF Score is 38 as of Aug. 03, 2026, which is 192% above its 10-year median of 13.00. GuruFocus rates BOM:544044 with a GF Score™ of 38/100. The stock has 5 warning signs investors should review.

India Shelter Finance has the GF Score of 38, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 7/10
3. Growth Rank : 9/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes India Shelter Finance might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

India Shelter Finance  (BOM:544044) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

India Shelter Finance GF Score Related Terms

BOM:544044 vs RKT, FNMA, PFSI: GF Score Comparison

For the Mortgage Finance subindustry, India Shelter Finance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

India Shelter Finance GF Score vs Banks Industry

For the Banks industry and Financial Services sector, India Shelter Finance's GF Score distribution charts can be found below:

* The bar in red indicates where India Shelter Finance's GF Score falls into.


BOM:544044
38GF Score
India Shelter Finance Corporation Ltd BOM:544044
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 38 mean?
India Shelter Finance (BOM:544044) has a GF Score of 38 as of Aug. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on India Shelter Finance and its competitors. This is 192% above median its historical median of 13.00. Over the past decade, India Shelter Finance's GF Score has ranged from 10.00 to 38.00.
Is India Shelter Finance's GF Score too high?
India Shelter Finance's current GF Score of 38 is 192% above median its 10-year median of 13.00. Over the past 10 years, this metric has ranged from a low of 10.00 to a high of 38.00. Overall, India Shelter Finance has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does India Shelter Finance's GF Score compare to RKT and FNMA?
India Shelter Finance's GF Score of 38 can be compared against companies in the Banks industry. Historically, India Shelter Finance's own GF Score has ranged from 10.00 to 38.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on India Shelter Finance and its competitors. India Shelter Finance's current GF Score is 38, which is 192% above median its own 10-year median of 13.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Shelter Finance stock overvalued right now?
India Shelter Finance (BOM:544044) has a current GF Score of 38. The current GF Score is 38, which is 192% above median its 10-year median of 13.00. India Shelter Finance's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For India Shelter Finance (BOM:544044), the current GF Score is 38 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

India Shelter Finance Business Description

Other Exchanges INDIASHLTR:India
Address Institutional Area, Sector 44, 6th Floor, Plot No 15, Gurugram, HR, IND, 122002
India Shelter Finance Corporation Ltd caters to the housing needs of the self-employed, informal segment of customers, belonging to the middle income, predominantly from semi-urban and rural markets. It is engaged in providing secured retail home loans, home equity loans, and loans against property to borrowers for a period of up to twenty years. These loans are mainly to be used by borrowers for home purchase, home improvements, home extension, and the construction of dwelling units on plots owned by borrowers. Geographically, the company's operations are spread across different regions in India.
38GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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