India Shelter Finance (BOM:544044) LT-Debt-to-Total-Asset: 0.51 (As of Mar. 2026)

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BOM:544044 India Shelter Finance Corporation Ltd BOM:544044
38 GF Score
Price ₹727.60
! 5 Warning Signs
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What is India Shelter Finance LT-Debt-to-Total-Asset?

India Shelter Finance BOM:544044 +1.27% 38 LT-Debt-to-Total-Asset is 0.51 as of Mar. 2026. GuruFocus rates BOM:544044 with a GF Score™ of 38/100. The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. India Shelter Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.51.

India Shelter Finance's long-term debt to total assets ratio increased from Mar. 2025 (0.50) to Mar. 2026 (0.51). It may suggest that India Shelter Finance is progressively becoming more dependent on debt to grow their business.

India Shelter Finance  (BOM:544044) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

India Shelter Finance LT-Debt-to-Total-Asset Related Terms

India Shelter Finance LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for India Shelter Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Shelter Finance LT-Debt-to-Total-Asset Chart

India Shelter Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.20 0.53 0.46 0.50 0.51

India Shelter Finance Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.00 0.64 0.00 0.51
BOM:544044
38GF Score
India Shelter Finance Corporation Ltd BOM:544044
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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India Shelter Finance LT-Debt-to-Total-Asset Calculation

India Shelter Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=48898.366/96149.758
=0.51

India Shelter Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=48898.366/96149.758
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.51 mean?
India Shelter Finance (BOM:544044) has a LT-Debt-to-Total-Asset of 0.51 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on India Shelter Finance and its competitors.
Is India Shelter Finance's LT-Debt-to-Total-Asset too high?
India Shelter Finance's current LT-Debt-to-Total-Asset is 0.51. Overall, India Shelter Finance has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does India Shelter Finance's LT-Debt-to-Total-Asset compare to RKT and FNMA?
India Shelter Finance's LT-Debt-to-Total-Asset of 0.51 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on India Shelter Finance and its competitors. India Shelter Finance's current LT-Debt-to-Total-Asset is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Shelter Finance stock overvalued right now?
India Shelter Finance (BOM:544044) has a current LT-Debt-to-Total-Asset of 0.51. The current LT-Debt-to-Total-Asset is 0.51. India Shelter Finance's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For India Shelter Finance (BOM:544044), the current LT-Debt-to-Total-Asset is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

India Shelter Finance Business Description

Other Exchanges INDIASHLTR:India
Address Institutional Area, Sector 44, 6th Floor, Plot No 15, Gurugram, HR, IND, 122002
India Shelter Finance Corporation Ltd caters to the housing needs of the self-employed, informal segment of customers, belonging to the middle income, predominantly from semi-urban and rural markets. It is engaged in providing secured retail home loans, home equity loans, and loans against property to borrowers for a period of up to twenty years. These loans are mainly to be used by borrowers for home purchase, home improvements, home extension, and the construction of dwelling units on plots owned by borrowers. Geographically, the company's operations are spread across different regions in India.
38GF Score

Get the complete analysis for BOM:544044

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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