India Shelter Finance (BOM:544044) Free Cash Flow per Share: ₹0.00 (TTM As of Mar. 2026)


BOM:544044 India Shelter Finance Corporation Ltd BOM:544044
38 GF Score
Price ₹773.05
! 5 Warning Signs
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What is India Shelter Finance Free Cash Flow per Share?

India Shelter Finance BOM:544044 -0.35% 38 Free Cash Flow per Share is ₹0.00 as of Mar. 2026. GuruFocus rates BOM:544044 with a GF Score™ of 38/100. The stock has 5 warning signs investors should review. Among 1,052 Banks companies, India Shelter Finance ranks worse than 63.78% on this metric.

India Shelter Finance's Free Cash Flow per Share for the three months ended in Mar. 2026 was ₹0.00. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.00.

During the past 3 years, the average Free Cash Flow per Share Growth Rate was -10.00% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was -27.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the FCF Growth Rate using Free Cash Flow per Share data.

The historical rank and industry rank for India Shelter Finance's Free Cash Flow per Share or its related term are showing as below:

BOM:544044' s 3-Year FCF Growth Rate Range Over the Past 10 Years
Min: -47.2   Med: -40.5   Max: -10
Current: -10

During the past 6 years, India Shelter Finance's highest 3-Year average Free Cash Flow per Share Growth Rate was -10.00% per year. The lowest was -47.20% per year. And the median was -40.50% per year.

BOM:544044's 3-Year FCF Growth Rate is ranked worse than
63.78% of 1052 companies
in the Banks industry
Industry Median: -0.1 vs BOM:544044: -10.00

India Shelter Finance  (BOM:544044) Free Cash Flow per Share Explanation

Free Cash Flow is very close to Warren Buffett's definition of Owner's Earnings, except that in Warren Buffett's Owner's Earnings, the spending for Property, Plant, and Equipment is only for maintenance (replacement), while in the Free Cash Flow calculation, the cost of new Property, Plant, and Equipment due to business expansion is also deducted. There, Free Cash Flow is more conservative than Owner's Earnings.

In Don Yacktman's calculation of forward rate of return, he uses Free Cash Flow for the calculation. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation.

This is what Yacktman said in his March 2012 interview - when the S&P 500 was at 1400:

If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.

The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).

For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of EBITDA per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is because research shows that five years is the length of the typical business cycle.

Therefore, as of Mar26, India Shelter Finance's Forward Rate of Return (Yacktman) % is

Forward Rate of Return (Yacktman) % (Mar26)=Normalized Free Cash Flow/Price+5-Year EBITDA Growth Rate
=0/747.75+0
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Free Cash Flow within a report period can be affected by management's decisions of capital spending. Therefore, it is important to look at long term when it comes to Free Cash Flow.


India Shelter Finance Free Cash Flow per Share Related Terms


India Shelter Finance Free Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for India Shelter Finance's Free Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Shelter Finance Free Cash Flow per Share Chart

India Shelter Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Free Cash Flow per Share
Get a 7-Day Free Trial -46.74 -80.20 -125.94 -129.64 -106.89

India Shelter Finance Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Free Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:544044 vs RKT, FNMA, PFSI: Free Cash Flow per Share Comparison

For the Mortgage Finance subindustry, India Shelter Finance's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Shelter Finance Price-to-Free-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, India Shelter Finance's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where India Shelter Finance's Price-to-Free-Cash-Flow falls into.


BOM:544044
38GF Score
India Shelter Finance Corporation Ltd BOM:544044
Free Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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India Shelter Finance Free Cash Flow per Share Calculation

Free Cashflow per Share is the amount of Free Cashflow per outstanding share of the company's stock.

Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company.

Note: GuruFocus does not calculate Free Cash Flow Per Share when Capital Expenditure is 0.

India Shelter Finance's Free Cash Flow Per Share for the fiscal year that ended in Mar. 2026 is calculated as

Free Cash Flow Per Share(A: Mar. 2026 )
=(Cash Flow from Operations+Capital Expenditure)/Shares Outstanding (Diluted Average)
=(-11849.979+-113.37)/111.921
=-11963.349/111.921
=-106.89

India Shelter Finance's Free Cash Flow Per Share for the quarter that ended in Mar. 2026 is calculated as

Free Cash Flow Per Share(Q: Mar. 2026 )
=(Cash Flow from Operations+Capital Expenditure)/Shares Outstanding (Diluted Average)
=(0+0)/111.780
=/111.780
=0.00

Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Free Cash Flow per Share of ₹0.00 mean?
India Shelter Finance (BOM:544044) has a Free Cash Flow per Share of ₹0.00 as of Mar. 2026. Free cash flow per share represents the pre-share value of cash following operating and capital expenditures. View historical data on India Shelter Finance and its competitors. According to the industry distribution chart, India Shelter Finance ranks #671 out of 1052 companies in the Banks industry, placing it in the top 63.8%.
Is India Shelter Finance's Free Cash Flow per Share too high?
India Shelter Finance's current Free Cash Flow per Share is ₹0.00. Based on the distribution chart, India Shelter Finance ranks #671 out of 1052 companies in the Banks industry, which is below the industry midpoint. Overall, India Shelter Finance has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does India Shelter Finance's Free Cash Flow per Share compare to RKT and FNMA?
According to the Banks industry distribution chart, India Shelter Finance ranks #671 out of 1052 companies for Free Cash Flow per Share. This places India Shelter Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Free Cash Flow per Share for a Banks company?
A good Free Cash Flow per Share depends on the Banks industry context. However, Free Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Free Cash Flow per Share mean?
A high Free Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Free cash flow per share represents the pre-share value of cash following operating and capital expenditures. View historical data on India Shelter Finance and its competitors. India Shelter Finance's current Free Cash Flow per Share is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Shelter Finance stock overvalued right now?
India Shelter Finance (BOM:544044) has a current Free Cash Flow per Share of ₹0.00. The current Free Cash Flow per Share is ₹0.00. India Shelter Finance's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Free Cash Flow per Share calculated?
Free Cash Flow per Share is calculated from a company's financial statements. For India Shelter Finance (BOM:544044), the current Free Cash Flow per Share is ₹0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

India Shelter Finance Business Description

Other Exchanges INDIASHLTR:India
Address Institutional Area, Sector 44, 6th Floor, Plot No 15, Gurugram, HR, IND, 122002
India Shelter Finance Corporation Ltd caters to the housing needs of the self-employed, informal segment of customers, belonging to the middle income, predominantly from semi-urban and rural markets. It is engaged in providing secured retail home loans, home equity loans, and loans against property to borrowers for a period of up to twenty years. These loans are mainly to be used by borrowers for home purchase, home improvements, home extension, and the construction of dwelling units on plots owned by borrowers. Geographically, the company's operations are spread across different regions in India.
38GF Score

Get the complete analysis for BOM:544044

Free Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹773.05
Price